LTV · monthly repayment
▼ 0.50% · 3.625%
HK$151,509
−HK$9,501/mo
▼ 0.25% · 3.875%
HK$156,222
−HK$4,788/mo
Today · 4.125%
HK$161,010
baseline
▲ 0.50% · 4.625%
HK$170,807
+HK$9,797/mo
Deposit HK$33.22M · loan HK$33.22M · min. income ≈ HK$322,020/mo (50% DSR)
Upfront cash ≈ HK$36.05M (deposit + AVD stamp duty HK$2,823,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,552
−HK$9,107/mo
▼ 0.25% · 3.875%
HK$173,073
−HK$4,586/mo
Today · 4.125%
HK$177,659
baseline
▲ 0.50% · 4.625%
HK$187,023
+HK$9,364/mo
Deposit HK$33.22M · loan HK$33.22M · min. income ≈ HK$355,318/mo (50% DSR)
Upfront cash ≈ HK$36.05M (deposit + AVD stamp duty HK$2,823,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,811
−HK$11,401/mo
▼ 0.25% · 3.875%
HK$187,466
−HK$5,746/mo
Today · 4.125%
HK$193,212
baseline
▲ 0.50% · 4.625%
HK$204,969
+HK$11,757/mo
Deposit HK$26.58M · loan HK$39.87M · min. income ≈ HK$386,424/mo (50% DSR)
Upfront cash ≈ HK$29.40M (deposit + AVD stamp duty HK$2,823,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,263
−HK$10,928/mo
▼ 0.25% · 3.875%
HK$207,688
−HK$5,503/mo
Today · 4.125%
HK$213,191
baseline
▲ 0.50% · 4.625%
HK$224,428
+HK$11,237/mo
Deposit HK$26.58M · loan HK$39.87M · min. income ≈ HK$426,382/mo (50% DSR)
Upfront cash ≈ HK$29.40M (deposit + AVD stamp duty HK$2,823,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,113
−HK$13,301/mo
▼ 0.25% · 3.875%
HK$218,711
−HK$6,703/mo
Today · 4.125%
HK$225,414
baseline
▲ 0.50% · 4.625%
HK$239,130
+HK$13,716/mo
Deposit HK$19.93M · loan HK$46.51M · min. income ≈ HK$450,828/mo (50% DSR)
Upfront cash ≈ HK$22.76M (deposit + AVD stamp duty HK$2,823,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,973
−HK$12,749/mo
▼ 0.25% · 3.875%
HK$242,302
−HK$6,420/mo
Today · 4.125%
HK$248,722
baseline
▲ 0.50% · 4.625%
HK$261,833
+HK$13,111/mo
Deposit HK$19.93M · loan HK$46.51M · min. income ≈ HK$497,444/mo (50% DSR)
Upfront cash ≈ HK$22.76M (deposit + AVD stamp duty HK$2,823,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,717
−HK$17,101/mo
▼ 0.25% · 3.875%
HK$281,200
−HK$8,618/mo
Today · 4.125%
HK$289,818
baseline
▲ 0.50% · 4.625%
HK$307,453
+HK$17,635/mo
Deposit HK$6.64M · loan HK$59.80M · min. income ≈ HK$579,636/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$2,823,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$303,394
−HK$16,392/mo
▼ 0.25% · 3.875%
HK$311,531
−HK$8,255/mo
Today · 4.125%
HK$319,786
baseline
▲ 0.50% · 4.625%
HK$336,642
+HK$16,856/mo
Deposit HK$6.64M · loan HK$59.80M · min. income ≈ HK$639,572/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$2,823,867 · Scale 2, in force from 26 Feb 2026)