LTV · monthly repayment
▼ 0.50% · 3.625%
HK$151,517
−HK$9,502/mo
▼ 0.25% · 3.875%
HK$156,230
−HK$4,789/mo
Today · 4.125%
HK$161,019
baseline
▲ 0.50% · 4.625%
HK$170,816
+HK$9,797/mo
Deposit HK$33.22M · loan HK$33.22M · min. income ≈ HK$322,038/mo (50% DSR)
Upfront cash ≈ HK$36.05M (deposit + AVD stamp duty HK$2,824,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,562
−HK$9,106/mo
▼ 0.25% · 3.875%
HK$173,082
−HK$4,586/mo
Today · 4.125%
HK$177,668
baseline
▲ 0.50% · 4.625%
HK$187,034
+HK$9,366/mo
Deposit HK$33.22M · loan HK$33.22M · min. income ≈ HK$355,336/mo (50% DSR)
Upfront cash ≈ HK$36.05M (deposit + AVD stamp duty HK$2,824,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,821
−HK$11,402/mo
▼ 0.25% · 3.875%
HK$187,477
−HK$5,746/mo
Today · 4.125%
HK$193,223
baseline
▲ 0.50% · 4.625%
HK$204,980
+HK$11,757/mo
Deposit HK$26.58M · loan HK$39.87M · min. income ≈ HK$386,446/mo (50% DSR)
Upfront cash ≈ HK$29.40M (deposit + AVD stamp duty HK$2,824,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,274
−HK$10,928/mo
▼ 0.25% · 3.875%
HK$207,699
−HK$5,503/mo
Today · 4.125%
HK$213,202
baseline
▲ 0.50% · 4.625%
HK$224,440
+HK$11,238/mo
Deposit HK$26.58M · loan HK$39.87M · min. income ≈ HK$426,404/mo (50% DSR)
Upfront cash ≈ HK$29.40M (deposit + AVD stamp duty HK$2,824,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,124
−HK$13,302/mo
▼ 0.25% · 3.875%
HK$218,723
−HK$6,703/mo
Today · 4.125%
HK$225,426
baseline
▲ 0.50% · 4.625%
HK$239,143
+HK$13,717/mo
Deposit HK$19.93M · loan HK$46.51M · min. income ≈ HK$450,852/mo (50% DSR)
Upfront cash ≈ HK$22.76M (deposit + AVD stamp duty HK$2,824,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,986
−HK$12,750/mo
▼ 0.25% · 3.875%
HK$242,315
−HK$6,421/mo
Today · 4.125%
HK$248,736
baseline
▲ 0.50% · 4.625%
HK$261,847
+HK$13,111/mo
Deposit HK$19.93M · loan HK$46.51M · min. income ≈ HK$497,472/mo (50% DSR)
Upfront cash ≈ HK$22.76M (deposit + AVD stamp duty HK$2,824,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,731
−HK$17,103/mo
▼ 0.25% · 3.875%
HK$281,215
−HK$8,619/mo
Today · 4.125%
HK$289,834
baseline
▲ 0.50% · 4.625%
HK$307,470
+HK$17,636/mo
Deposit HK$6.64M · loan HK$59.80M · min. income ≈ HK$579,668/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$2,824,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$303,411
−HK$16,392/mo
▼ 0.25% · 3.875%
HK$311,548
−HK$8,255/mo
Today · 4.125%
HK$319,803
baseline
▲ 0.50% · 4.625%
HK$336,660
+HK$16,857/mo
Deposit HK$6.64M · loan HK$59.80M · min. income ≈ HK$639,606/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$2,824,020 · Scale 2, in force from 26 Feb 2026)