LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,152
−HK$950/mo
▼ 0.25% · 3.875%
HK$15,624
−HK$478/mo
Today · 4.125%
HK$16,102
baseline
▲ 0.50% · 4.625%
HK$17,082
+HK$980/mo
Deposit HK$3.32M · loan HK$3.32M · min. income ≈ HK$32,204/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$199,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,857
−HK$911/mo
▼ 0.25% · 3.875%
HK$17,309
−HK$459/mo
Today · 4.125%
HK$17,768
baseline
▲ 0.50% · 4.625%
HK$18,704
+HK$936/mo
Deposit HK$3.32M · loan HK$3.32M · min. income ≈ HK$35,536/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$199,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,183
−HK$1,140/mo
▼ 0.25% · 3.875%
HK$18,748
−HK$575/mo
Today · 4.125%
HK$19,323
baseline
▲ 0.50% · 4.625%
HK$20,499
+HK$1,176/mo
Deposit HK$2.66M · loan HK$3.99M · min. income ≈ HK$38,646/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$199,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,228
−HK$1,093/mo
▼ 0.25% · 3.875%
HK$20,771
−HK$550/mo
Today · 4.125%
HK$21,321
baseline
▲ 0.50% · 4.625%
HK$22,445
+HK$1,124/mo
Deposit HK$2.66M · loan HK$3.99M · min. income ≈ HK$42,642/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$199,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,213
−HK$1,330/mo
▼ 0.25% · 3.875%
HK$21,873
−HK$670/mo
Today · 4.125%
HK$22,543
baseline
▲ 0.50% · 4.625%
HK$23,915
+HK$1,372/mo
Deposit HK$1.99M · loan HK$4.65M · min. income ≈ HK$45,086/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$199,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,600
−HK$1,275/mo
▼ 0.25% · 3.875%
HK$24,232
−HK$643/mo
Today · 4.125%
HK$24,875
baseline
▲ 0.50% · 4.625%
HK$26,186
+HK$1,311/mo
Deposit HK$1.99M · loan HK$4.65M · min. income ≈ HK$49,750/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$199,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,274
−HK$1,710/mo
▼ 0.25% · 3.875%
HK$28,123
−HK$861/mo
Today · 4.125%
HK$28,984
baseline
▲ 0.50% · 4.625%
HK$30,748
+HK$1,764/mo
Deposit HK$664K · loan HK$5.98M · min. income ≈ HK$57,968/mo (50% DSR)
Upfront cash ≈ HK$864K (deposit + AVD stamp duty HK$199,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,342
−HK$1,640/mo
▼ 0.25% · 3.875%
HK$31,156
−HK$826/mo
Today · 4.125%
HK$31,982
baseline
▲ 0.50% · 4.625%
HK$33,667
+HK$1,685/mo
Deposit HK$664K · loan HK$5.98M · min. income ≈ HK$63,964/mo (50% DSR)
Upfront cash ≈ HK$864K (deposit + AVD stamp duty HK$199,351 · Scale 2, in force from 26 Feb 2026)