LTV · monthly repayment
▼ 0.50% · 3.625%
HK$151,525
−HK$9,502/mo
▼ 0.25% · 3.875%
HK$156,238
−HK$4,789/mo
Today · 4.125%
HK$161,027
baseline
▲ 0.50% · 4.625%
HK$170,825
+HK$9,798/mo
Deposit HK$33.23M · loan HK$33.23M · min. income ≈ HK$322,054/mo (50% DSR)
Upfront cash ≈ HK$36.05M (deposit + AVD stamp duty HK$2,824,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,570
−HK$9,107/mo
▼ 0.25% · 3.875%
HK$173,091
−HK$4,586/mo
Today · 4.125%
HK$177,677
baseline
▲ 0.50% · 4.625%
HK$187,043
+HK$9,366/mo
Deposit HK$33.23M · loan HK$33.23M · min. income ≈ HK$355,354/mo (50% DSR)
Upfront cash ≈ HK$36.05M (deposit + AVD stamp duty HK$2,824,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,830
−HK$11,402/mo
▼ 0.25% · 3.875%
HK$187,486
−HK$5,746/mo
Today · 4.125%
HK$193,232
baseline
▲ 0.50% · 4.625%
HK$204,990
+HK$11,758/mo
Deposit HK$26.58M · loan HK$39.87M · min. income ≈ HK$386,464/mo (50% DSR)
Upfront cash ≈ HK$29.40M (deposit + AVD stamp duty HK$2,824,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,284
−HK$10,929/mo
▼ 0.25% · 3.875%
HK$207,709
−HK$5,504/mo
Today · 4.125%
HK$213,213
baseline
▲ 0.50% · 4.625%
HK$224,451
+HK$11,238/mo
Deposit HK$26.58M · loan HK$39.87M · min. income ≈ HK$426,426/mo (50% DSR)
Upfront cash ≈ HK$29.40M (deposit + AVD stamp duty HK$2,824,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,135
−HK$13,303/mo
▼ 0.25% · 3.875%
HK$218,734
−HK$6,704/mo
Today · 4.125%
HK$225,438
baseline
▲ 0.50% · 4.625%
HK$239,155
+HK$13,717/mo
Deposit HK$19.94M · loan HK$46.52M · min. income ≈ HK$450,876/mo (50% DSR)
Upfront cash ≈ HK$22.76M (deposit + AVD stamp duty HK$2,824,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,998
−HK$12,750/mo
▼ 0.25% · 3.875%
HK$242,327
−HK$6,421/mo
Today · 4.125%
HK$248,748
baseline
▲ 0.50% · 4.625%
HK$261,860
+HK$13,112/mo
Deposit HK$19.94M · loan HK$46.52M · min. income ≈ HK$497,496/mo (50% DSR)
Upfront cash ≈ HK$22.76M (deposit + AVD stamp duty HK$2,824,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,745
−HK$17,103/mo
▼ 0.25% · 3.875%
HK$281,229
−HK$8,619/mo
Today · 4.125%
HK$289,848
baseline
▲ 0.50% · 4.625%
HK$307,485
+HK$17,637/mo
Deposit HK$6.65M · loan HK$59.81M · min. income ≈ HK$579,696/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$2,824,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$303,426
−HK$16,393/mo
▼ 0.25% · 3.875%
HK$311,564
−HK$8,255/mo
Today · 4.125%
HK$319,819
baseline
▲ 0.50% · 4.625%
HK$336,677
+HK$16,858/mo
Deposit HK$6.65M · loan HK$59.81M · min. income ≈ HK$639,638/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$2,824,161 · Scale 2, in force from 26 Feb 2026)