LTV · monthly repayment
▼ 0.50% · 3.625%
HK$151,525
−HK$9,502/mo
▼ 0.25% · 3.875%
HK$156,239
−HK$4,788/mo
Today · 4.125%
HK$161,027
baseline
▲ 0.50% · 4.625%
HK$170,826
+HK$9,799/mo
Deposit HK$33.23M · loan HK$33.23M · min. income ≈ HK$322,054/mo (50% DSR)
Upfront cash ≈ HK$36.05M (deposit + AVD stamp duty HK$2,824,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,571
−HK$9,107/mo
▼ 0.25% · 3.875%
HK$173,091
−HK$4,587/mo
Today · 4.125%
HK$177,678
baseline
▲ 0.50% · 4.625%
HK$187,044
+HK$9,366/mo
Deposit HK$33.23M · loan HK$33.23M · min. income ≈ HK$355,356/mo (50% DSR)
Upfront cash ≈ HK$36.05M (deposit + AVD stamp duty HK$2,824,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,831
−HK$11,402/mo
▼ 0.25% · 3.875%
HK$187,486
−HK$5,747/mo
Today · 4.125%
HK$193,233
baseline
▲ 0.50% · 4.625%
HK$204,991
+HK$11,758/mo
Deposit HK$26.58M · loan HK$39.87M · min. income ≈ HK$386,466/mo (50% DSR)
Upfront cash ≈ HK$29.40M (deposit + AVD stamp duty HK$2,824,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,285
−HK$10,928/mo
▼ 0.25% · 3.875%
HK$207,710
−HK$5,503/mo
Today · 4.125%
HK$213,213
baseline
▲ 0.50% · 4.625%
HK$224,452
+HK$11,239/mo
Deposit HK$26.58M · loan HK$39.87M · min. income ≈ HK$426,426/mo (50% DSR)
Upfront cash ≈ HK$29.40M (deposit + AVD stamp duty HK$2,824,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,136
−HK$13,302/mo
▼ 0.25% · 3.875%
HK$218,734
−HK$6,704/mo
Today · 4.125%
HK$225,438
baseline
▲ 0.50% · 4.625%
HK$239,156
+HK$13,718/mo
Deposit HK$19.94M · loan HK$46.52M · min. income ≈ HK$450,876/mo (50% DSR)
Upfront cash ≈ HK$22.76M (deposit + AVD stamp duty HK$2,824,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,999
−HK$12,750/mo
▼ 0.25% · 3.875%
HK$242,328
−HK$6,421/mo
Today · 4.125%
HK$248,749
baseline
▲ 0.50% · 4.625%
HK$261,861
+HK$13,112/mo
Deposit HK$19.94M · loan HK$46.52M · min. income ≈ HK$497,498/mo (50% DSR)
Upfront cash ≈ HK$22.76M (deposit + AVD stamp duty HK$2,824,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,746
−HK$17,103/mo
▼ 0.25% · 3.875%
HK$281,230
−HK$8,619/mo
Today · 4.125%
HK$289,849
baseline
▲ 0.50% · 4.625%
HK$307,486
+HK$17,637/mo
Deposit HK$6.65M · loan HK$59.81M · min. income ≈ HK$579,698/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$2,824,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$303,427
−HK$16,393/mo
▼ 0.25% · 3.875%
HK$311,565
−HK$8,255/mo
Today · 4.125%
HK$319,820
baseline
▲ 0.50% · 4.625%
HK$336,678
+HK$16,858/mo
Deposit HK$6.65M · loan HK$59.81M · min. income ≈ HK$639,640/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$2,824,170 · Scale 2, in force from 26 Feb 2026)