LTV · monthly repayment
▼ 0.50% · 3.625%
HK$151,563
−HK$9,504/mo
▼ 0.25% · 3.875%
HK$156,277
−HK$4,790/mo
Today · 4.125%
HK$161,067
baseline
▲ 0.50% · 4.625%
HK$170,868
+HK$9,801/mo
Deposit HK$33.23M · loan HK$33.23M · min. income ≈ HK$322,134/mo (50% DSR)
Upfront cash ≈ HK$36.06M (deposit + AVD stamp duty HK$2,824,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,612
−HK$9,110/mo
▼ 0.25% · 3.875%
HK$173,134
−HK$4,588/mo
Today · 4.125%
HK$177,722
baseline
▲ 0.50% · 4.625%
HK$187,090
+HK$9,368/mo
Deposit HK$33.23M · loan HK$33.23M · min. income ≈ HK$355,444/mo (50% DSR)
Upfront cash ≈ HK$36.06M (deposit + AVD stamp duty HK$2,824,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,876
−HK$11,405/mo
▼ 0.25% · 3.875%
HK$187,533
−HK$5,748/mo
Today · 4.125%
HK$193,281
baseline
▲ 0.50% · 4.625%
HK$205,041
+HK$11,760/mo
Deposit HK$26.59M · loan HK$39.88M · min. income ≈ HK$386,562/mo (50% DSR)
Upfront cash ≈ HK$29.41M (deposit + AVD stamp duty HK$2,824,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,335
−HK$10,931/mo
▼ 0.25% · 3.875%
HK$207,761
−HK$5,505/mo
Today · 4.125%
HK$213,266
baseline
▲ 0.50% · 4.625%
HK$224,508
+HK$11,242/mo
Deposit HK$26.59M · loan HK$39.88M · min. income ≈ HK$426,532/mo (50% DSR)
Upfront cash ≈ HK$29.41M (deposit + AVD stamp duty HK$2,824,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,188
−HK$13,306/mo
▼ 0.25% · 3.875%
HK$218,788
−HK$6,706/mo
Today · 4.125%
HK$225,494
baseline
▲ 0.50% · 4.625%
HK$239,215
+HK$13,721/mo
Deposit HK$19.94M · loan HK$46.53M · min. income ≈ HK$450,988/mo (50% DSR)
Upfront cash ≈ HK$22.77M (deposit + AVD stamp duty HK$2,824,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,057
−HK$12,754/mo
▼ 0.25% · 3.875%
HK$242,388
−HK$6,423/mo
Today · 4.125%
HK$248,811
baseline
▲ 0.50% · 4.625%
HK$261,926
+HK$13,115/mo
Deposit HK$19.94M · loan HK$46.53M · min. income ≈ HK$497,622/mo (50% DSR)
Upfront cash ≈ HK$22.77M (deposit + AVD stamp duty HK$2,824,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,813
−HK$17,108/mo
▼ 0.25% · 3.875%
HK$281,299
−HK$8,622/mo
Today · 4.125%
HK$289,921
baseline
▲ 0.50% · 4.625%
HK$307,562
+HK$17,641/mo
Deposit HK$6.65M · loan HK$59.82M · min. income ≈ HK$579,842/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$2,824,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$303,502
−HK$16,397/mo
▼ 0.25% · 3.875%
HK$311,642
−HK$8,257/mo
Today · 4.125%
HK$319,899
baseline
▲ 0.50% · 4.625%
HK$336,762
+HK$16,863/mo
Deposit HK$6.65M · loan HK$59.82M · min. income ≈ HK$639,798/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$2,824,869 · Scale 2, in force from 26 Feb 2026)