LTV · monthly repayment
▼ 0.50% · 3.625%
HK$151,564
−HK$9,504/mo
▼ 0.25% · 3.875%
HK$156,278
−HK$4,790/mo
Today · 4.125%
HK$161,068
baseline
▲ 0.50% · 4.625%
HK$170,869
+HK$9,801/mo
Deposit HK$33.23M · loan HK$33.23M · min. income ≈ HK$322,136/mo (50% DSR)
Upfront cash ≈ HK$36.06M (deposit + AVD stamp duty HK$2,824,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,613
−HK$9,110/mo
▼ 0.25% · 3.875%
HK$173,135
−HK$4,588/mo
Today · 4.125%
HK$177,723
baseline
▲ 0.50% · 4.625%
HK$187,091
+HK$9,368/mo
Deposit HK$33.23M · loan HK$33.23M · min. income ≈ HK$355,446/mo (50% DSR)
Upfront cash ≈ HK$36.06M (deposit + AVD stamp duty HK$2,824,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,877
−HK$11,405/mo
▼ 0.25% · 3.875%
HK$187,534
−HK$5,748/mo
Today · 4.125%
HK$193,282
baseline
▲ 0.50% · 4.625%
HK$205,043
+HK$11,761/mo
Deposit HK$26.59M · loan HK$39.88M · min. income ≈ HK$386,564/mo (50% DSR)
Upfront cash ≈ HK$29.41M (deposit + AVD stamp duty HK$2,824,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,336
−HK$10,932/mo
▼ 0.25% · 3.875%
HK$207,763
−HK$5,505/mo
Today · 4.125%
HK$213,268
baseline
▲ 0.50% · 4.625%
HK$224,509
+HK$11,241/mo
Deposit HK$26.59M · loan HK$39.88M · min. income ≈ HK$426,536/mo (50% DSR)
Upfront cash ≈ HK$29.41M (deposit + AVD stamp duty HK$2,824,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,189
−HK$13,307/mo
▼ 0.25% · 3.875%
HK$218,790
−HK$6,706/mo
Today · 4.125%
HK$225,496
baseline
▲ 0.50% · 4.625%
HK$239,216
+HK$13,720/mo
Deposit HK$19.94M · loan HK$46.53M · min. income ≈ HK$450,992/mo (50% DSR)
Upfront cash ≈ HK$22.77M (deposit + AVD stamp duty HK$2,824,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,059
−HK$12,753/mo
▼ 0.25% · 3.875%
HK$242,390
−HK$6,422/mo
Today · 4.125%
HK$248,812
baseline
▲ 0.50% · 4.625%
HK$261,927
+HK$13,115/mo
Deposit HK$19.94M · loan HK$46.53M · min. income ≈ HK$497,624/mo (50% DSR)
Upfront cash ≈ HK$22.77M (deposit + AVD stamp duty HK$2,824,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,815
−HK$17,108/mo
▼ 0.25% · 3.875%
HK$281,301
−HK$8,622/mo
Today · 4.125%
HK$289,923
baseline
▲ 0.50% · 4.625%
HK$307,564
+HK$17,641/mo
Deposit HK$6.65M · loan HK$59.82M · min. income ≈ HK$579,846/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$2,824,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$303,504
−HK$16,397/mo
▼ 0.25% · 3.875%
HK$311,644
−HK$8,257/mo
Today · 4.125%
HK$319,901
baseline
▲ 0.50% · 4.625%
HK$336,764
+HK$16,863/mo
Deposit HK$6.65M · loan HK$59.82M · min. income ≈ HK$639,802/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$2,824,887 · Scale 2, in force from 26 Feb 2026)