LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,159
−HK$951/mo
▼ 0.25% · 3.875%
HK$15,631
−HK$479/mo
Today · 4.125%
HK$16,110
baseline
▲ 0.50% · 4.625%
HK$17,090
+HK$980/mo
Deposit HK$3.32M · loan HK$3.32M · min. income ≈ HK$32,220/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$199,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,864
−HK$911/mo
▼ 0.25% · 3.875%
HK$17,317
−HK$458/mo
Today · 4.125%
HK$17,775
baseline
▲ 0.50% · 4.625%
HK$18,712
+HK$937/mo
Deposit HK$3.32M · loan HK$3.32M · min. income ≈ HK$35,550/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$199,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,191
−HK$1,141/mo
▼ 0.25% · 3.875%
HK$18,757
−HK$575/mo
Today · 4.125%
HK$19,332
baseline
▲ 0.50% · 4.625%
HK$20,508
+HK$1,176/mo
Deposit HK$2.66M · loan HK$3.99M · min. income ≈ HK$38,664/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$199,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,237
−HK$1,093/mo
▼ 0.25% · 3.875%
HK$20,780
−HK$550/mo
Today · 4.125%
HK$21,330
baseline
▲ 0.50% · 4.625%
HK$22,455
+HK$1,125/mo
Deposit HK$2.66M · loan HK$3.99M · min. income ≈ HK$42,660/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$199,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,223
−HK$1,330/mo
▼ 0.25% · 3.875%
HK$21,883
−HK$670/mo
Today · 4.125%
HK$22,553
baseline
▲ 0.50% · 4.625%
HK$23,926
+HK$1,373/mo
Deposit HK$1.99M · loan HK$4.65M · min. income ≈ HK$45,106/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$199,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,610
−HK$1,275/mo
▼ 0.25% · 3.875%
HK$24,243
−HK$642/mo
Today · 4.125%
HK$24,885
baseline
▲ 0.50% · 4.625%
HK$26,197
+HK$1,312/mo
Deposit HK$1.99M · loan HK$4.65M · min. income ≈ HK$49,770/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$199,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,286
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$28,135
−HK$862/mo
Today · 4.125%
HK$28,997
baseline
▲ 0.50% · 4.625%
HK$30,762
+HK$1,765/mo
Deposit HK$665K · loan HK$5.98M · min. income ≈ HK$57,994/mo (50% DSR)
Upfront cash ≈ HK$864K (deposit + AVD stamp duty HK$199,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,356
−HK$1,640/mo
▼ 0.25% · 3.875%
HK$31,170
−HK$826/mo
Today · 4.125%
HK$31,996
baseline
▲ 0.50% · 4.625%
HK$33,682
+HK$1,686/mo
Deposit HK$665K · loan HK$5.98M · min. income ≈ HK$63,992/mo (50% DSR)
Upfront cash ≈ HK$864K (deposit + AVD stamp duty HK$199,439 · Scale 2, in force from 26 Feb 2026)