LTV · monthly repayment
▼ 0.50% · 3.625%
HK$151,591
−HK$9,506/mo
▼ 0.25% · 3.875%
HK$156,306
−HK$4,791/mo
Today · 4.125%
HK$161,097
baseline
▲ 0.50% · 4.625%
HK$170,899
+HK$9,802/mo
Deposit HK$33.24M · loan HK$33.24M · min. income ≈ HK$322,194/mo (50% DSR)
Upfront cash ≈ HK$36.07M (deposit + AVD stamp duty HK$2,825,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,643
−HK$9,111/mo
▼ 0.25% · 3.875%
HK$173,166
−HK$4,588/mo
Today · 4.125%
HK$177,754
baseline
▲ 0.50% · 4.625%
HK$187,124
+HK$9,370/mo
Deposit HK$33.24M · loan HK$33.24M · min. income ≈ HK$355,508/mo (50% DSR)
Upfront cash ≈ HK$36.07M (deposit + AVD stamp duty HK$2,825,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,909
−HK$11,407/mo
▼ 0.25% · 3.875%
HK$187,567
−HK$5,749/mo
Today · 4.125%
HK$193,316
baseline
▲ 0.50% · 4.625%
HK$205,079
+HK$11,763/mo
Deposit HK$26.59M · loan HK$39.89M · min. income ≈ HK$386,632/mo (50% DSR)
Upfront cash ≈ HK$29.42M (deposit + AVD stamp duty HK$2,825,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,372
−HK$10,933/mo
▼ 0.25% · 3.875%
HK$207,799
−HK$5,506/mo
Today · 4.125%
HK$213,305
baseline
▲ 0.50% · 4.625%
HK$224,549
+HK$11,244/mo
Deposit HK$26.59M · loan HK$39.89M · min. income ≈ HK$426,610/mo (50% DSR)
Upfront cash ≈ HK$29.42M (deposit + AVD stamp duty HK$2,825,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,227
−HK$13,308/mo
▼ 0.25% · 3.875%
HK$218,828
−HK$6,707/mo
Today · 4.125%
HK$225,535
baseline
▲ 0.50% · 4.625%
HK$239,259
+HK$13,724/mo
Deposit HK$19.94M · loan HK$46.54M · min. income ≈ HK$451,070/mo (50% DSR)
Upfront cash ≈ HK$22.77M (deposit + AVD stamp duty HK$2,825,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,100
−HK$12,756/mo
▼ 0.25% · 3.875%
HK$242,432
−HK$6,424/mo
Today · 4.125%
HK$248,856
baseline
▲ 0.50% · 4.625%
HK$261,973
+HK$13,117/mo
Deposit HK$19.94M · loan HK$46.54M · min. income ≈ HK$497,712/mo (50% DSR)
Upfront cash ≈ HK$22.77M (deposit + AVD stamp duty HK$2,825,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,863
−HK$17,111/mo
▼ 0.25% · 3.875%
HK$281,351
−HK$8,623/mo
Today · 4.125%
HK$289,974
baseline
▲ 0.50% · 4.625%
HK$307,618
+HK$17,644/mo
Deposit HK$6.65M · loan HK$59.83M · min. income ≈ HK$579,948/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$2,825,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$303,557
−HK$16,401/mo
▼ 0.25% · 3.875%
HK$311,699
−HK$8,259/mo
Today · 4.125%
HK$319,958
baseline
▲ 0.50% · 4.625%
HK$336,823
+HK$16,865/mo
Deposit HK$6.65M · loan HK$59.83M · min. income ≈ HK$639,916/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$2,825,384 · Scale 2, in force from 26 Feb 2026)