LTV · monthly repayment
▼ 0.50% · 3.625%
HK$151,666
−HK$9,510/mo
▼ 0.25% · 3.875%
HK$156,383
−HK$4,793/mo
Today · 4.125%
HK$161,176
baseline
▲ 0.50% · 4.625%
HK$170,984
+HK$9,808/mo
Deposit HK$33.26M · loan HK$33.26M · min. income ≈ HK$322,352/mo (50% DSR)
Upfront cash ≈ HK$36.08M (deposit + AVD stamp duty HK$2,826,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,727
−HK$9,115/mo
▼ 0.25% · 3.875%
HK$173,252
−HK$4,590/mo
Today · 4.125%
HK$177,842
baseline
▲ 0.50% · 4.625%
HK$187,217
+HK$9,375/mo
Deposit HK$33.26M · loan HK$33.26M · min. income ≈ HK$355,684/mo (50% DSR)
Upfront cash ≈ HK$36.08M (deposit + AVD stamp duty HK$2,826,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,999
−HK$11,413/mo
▼ 0.25% · 3.875%
HK$187,660
−HK$5,752/mo
Today · 4.125%
HK$193,412
baseline
▲ 0.50% · 4.625%
HK$205,180
+HK$11,768/mo
Deposit HK$26.61M · loan HK$39.91M · min. income ≈ HK$386,824/mo (50% DSR)
Upfront cash ≈ HK$29.43M (deposit + AVD stamp duty HK$2,826,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,472
−HK$10,939/mo
▼ 0.25% · 3.875%
HK$207,902
−HK$5,509/mo
Today · 4.125%
HK$213,411
baseline
▲ 0.50% · 4.625%
HK$224,660
+HK$11,249/mo
Deposit HK$26.61M · loan HK$39.91M · min. income ≈ HK$426,822/mo (50% DSR)
Upfront cash ≈ HK$29.43M (deposit + AVD stamp duty HK$2,826,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,332
−HK$13,315/mo
▼ 0.25% · 3.875%
HK$218,937
−HK$6,710/mo
Today · 4.125%
HK$225,647
baseline
▲ 0.50% · 4.625%
HK$239,377
+HK$13,730/mo
Deposit HK$19.95M · loan HK$46.56M · min. income ≈ HK$451,294/mo (50% DSR)
Upfront cash ≈ HK$22.78M (deposit + AVD stamp duty HK$2,826,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,217
−HK$12,762/mo
▼ 0.25% · 3.875%
HK$242,552
−HK$6,427/mo
Today · 4.125%
HK$248,979
baseline
▲ 0.50% · 4.625%
HK$262,103
+HK$13,124/mo
Deposit HK$19.95M · loan HK$46.56M · min. income ≈ HK$497,958/mo (50% DSR)
Upfront cash ≈ HK$22.78M (deposit + AVD stamp duty HK$2,826,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,998
−HK$17,120/mo
▼ 0.25% · 3.875%
HK$281,490
−HK$8,628/mo
Today · 4.125%
HK$290,118
baseline
▲ 0.50% · 4.625%
HK$307,771
+HK$17,653/mo
Deposit HK$6.65M · loan HK$59.86M · min. income ≈ HK$580,236/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$2,826,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$303,708
−HK$16,408/mo
▼ 0.25% · 3.875%
HK$311,853
−HK$8,263/mo
Today · 4.125%
HK$320,116
baseline
▲ 0.50% · 4.625%
HK$336,990
+HK$16,874/mo
Deposit HK$6.65M · loan HK$59.86M · min. income ≈ HK$640,232/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$2,826,784 · Scale 2, in force from 26 Feb 2026)