LTV · monthly repayment
▼ 0.50% · 3.625%
HK$151,679
−HK$9,511/mo
▼ 0.25% · 3.875%
HK$156,397
−HK$4,793/mo
Today · 4.125%
HK$161,190
baseline
▲ 0.50% · 4.625%
HK$170,998
+HK$9,808/mo
Deposit HK$33.26M · loan HK$33.26M · min. income ≈ HK$322,380/mo (50% DSR)
Upfront cash ≈ HK$36.09M (deposit + AVD stamp duty HK$2,827,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,741
−HK$9,116/mo
▼ 0.25% · 3.875%
HK$173,266
−HK$4,591/mo
Today · 4.125%
HK$177,857
baseline
▲ 0.50% · 4.625%
HK$187,233
+HK$9,376/mo
Deposit HK$33.26M · loan HK$33.26M · min. income ≈ HK$355,714/mo (50% DSR)
Upfront cash ≈ HK$36.09M (deposit + AVD stamp duty HK$2,827,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,014
−HK$11,414/mo
▼ 0.25% · 3.875%
HK$187,676
−HK$5,752/mo
Today · 4.125%
HK$193,428
baseline
▲ 0.50% · 4.625%
HK$205,198
+HK$11,770/mo
Deposit HK$26.61M · loan HK$39.91M · min. income ≈ HK$386,856/mo (50% DSR)
Upfront cash ≈ HK$29.43M (deposit + AVD stamp duty HK$2,827,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,489
−HK$10,940/mo
▼ 0.25% · 3.875%
HK$207,920
−HK$5,509/mo
Today · 4.125%
HK$213,429
baseline
▲ 0.50% · 4.625%
HK$224,679
+HK$11,250/mo
Deposit HK$26.61M · loan HK$39.91M · min. income ≈ HK$426,858/mo (50% DSR)
Upfront cash ≈ HK$29.43M (deposit + AVD stamp duty HK$2,827,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,350
−HK$13,316/mo
▼ 0.25% · 3.875%
HK$218,955
−HK$6,711/mo
Today · 4.125%
HK$225,666
baseline
▲ 0.50% · 4.625%
HK$239,397
+HK$13,731/mo
Deposit HK$19.96M · loan HK$46.56M · min. income ≈ HK$451,332/mo (50% DSR)
Upfront cash ≈ HK$22.78M (deposit + AVD stamp duty HK$2,827,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,237
−HK$12,763/mo
▼ 0.25% · 3.875%
HK$242,573
−HK$6,427/mo
Today · 4.125%
HK$249,000
baseline
▲ 0.50% · 4.625%
HK$262,126
+HK$13,126/mo
Deposit HK$19.96M · loan HK$46.56M · min. income ≈ HK$498,000/mo (50% DSR)
Upfront cash ≈ HK$22.78M (deposit + AVD stamp duty HK$2,827,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,021
−HK$17,121/mo
▼ 0.25% · 3.875%
HK$281,514
−HK$8,628/mo
Today · 4.125%
HK$290,142
baseline
▲ 0.50% · 4.625%
HK$307,797
+HK$17,655/mo
Deposit HK$6.65M · loan HK$59.87M · min. income ≈ HK$580,284/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$2,827,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$303,734
−HK$16,409/mo
▼ 0.25% · 3.875%
HK$311,880
−HK$8,263/mo
Today · 4.125%
HK$320,143
baseline
▲ 0.50% · 4.625%
HK$337,019
+HK$16,876/mo
Deposit HK$6.65M · loan HK$59.87M · min. income ≈ HK$640,286/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$2,827,024 · Scale 2, in force from 26 Feb 2026)