LTV · monthly repayment
▼ 0.50% · 3.625%
HK$151,685
−HK$9,512/mo
▼ 0.25% · 3.875%
HK$156,403
−HK$4,794/mo
Today · 4.125%
HK$161,197
baseline
▲ 0.50% · 4.625%
HK$171,005
+HK$9,808/mo
Deposit HK$33.26M · loan HK$33.26M · min. income ≈ HK$322,394/mo (50% DSR)
Upfront cash ≈ HK$36.09M (deposit + AVD stamp duty HK$2,827,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,748
−HK$9,117/mo
▼ 0.25% · 3.875%
HK$173,274
−HK$4,591/mo
Today · 4.125%
HK$177,865
baseline
▲ 0.50% · 4.625%
HK$187,241
+HK$9,376/mo
Deposit HK$33.26M · loan HK$33.26M · min. income ≈ HK$355,730/mo (50% DSR)
Upfront cash ≈ HK$36.09M (deposit + AVD stamp duty HK$2,827,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,022
−HK$11,414/mo
▼ 0.25% · 3.875%
HK$187,684
−HK$5,752/mo
Today · 4.125%
HK$193,436
baseline
▲ 0.50% · 4.625%
HK$205,207
+HK$11,771/mo
Deposit HK$26.61M · loan HK$39.91M · min. income ≈ HK$386,872/mo (50% DSR)
Upfront cash ≈ HK$29.44M (deposit + AVD stamp duty HK$2,827,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,498
−HK$10,940/mo
▼ 0.25% · 3.875%
HK$207,929
−HK$5,509/mo
Today · 4.125%
HK$213,438
baseline
▲ 0.50% · 4.625%
HK$224,689
+HK$11,251/mo
Deposit HK$26.61M · loan HK$39.91M · min. income ≈ HK$426,876/mo (50% DSR)
Upfront cash ≈ HK$29.44M (deposit + AVD stamp duty HK$2,827,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,359
−HK$13,317/mo
▼ 0.25% · 3.875%
HK$218,965
−HK$6,711/mo
Today · 4.125%
HK$225,676
baseline
▲ 0.50% · 4.625%
HK$239,408
+HK$13,732/mo
Deposit HK$19.96M · loan HK$46.56M · min. income ≈ HK$451,352/mo (50% DSR)
Upfront cash ≈ HK$22.78M (deposit + AVD stamp duty HK$2,827,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,247
−HK$12,764/mo
▼ 0.25% · 3.875%
HK$242,583
−HK$6,428/mo
Today · 4.125%
HK$249,011
baseline
▲ 0.50% · 4.625%
HK$262,137
+HK$13,126/mo
Deposit HK$19.96M · loan HK$46.56M · min. income ≈ HK$498,022/mo (50% DSR)
Upfront cash ≈ HK$22.78M (deposit + AVD stamp duty HK$2,827,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,033
−HK$17,122/mo
▼ 0.25% · 3.875%
HK$281,526
−HK$8,629/mo
Today · 4.125%
HK$290,155
baseline
▲ 0.50% · 4.625%
HK$307,810
+HK$17,655/mo
Deposit HK$6.65M · loan HK$59.87M · min. income ≈ HK$580,310/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$2,827,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$303,747
−HK$16,410/mo
▼ 0.25% · 3.875%
HK$311,893
−HK$8,264/mo
Today · 4.125%
HK$320,157
baseline
▲ 0.50% · 4.625%
HK$337,033
+HK$16,876/mo
Deposit HK$6.65M · loan HK$59.87M · min. income ≈ HK$640,314/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$2,827,145 · Scale 2, in force from 26 Feb 2026)