LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,170
−HK$951/mo
▼ 0.25% · 3.875%
HK$15,642
−HK$479/mo
Today · 4.125%
HK$16,121
baseline
▲ 0.50% · 4.625%
HK$17,102
+HK$981/mo
Deposit HK$3.33M · loan HK$3.33M · min. income ≈ HK$32,242/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$199,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,877
−HK$911/mo
▼ 0.25% · 3.875%
HK$17,329
−HK$459/mo
Today · 4.125%
HK$17,788
baseline
▲ 0.50% · 4.625%
HK$18,726
+HK$938/mo
Deposit HK$3.33M · loan HK$3.33M · min. income ≈ HK$35,576/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$199,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,204
−HK$1,142/mo
▼ 0.25% · 3.875%
HK$18,770
−HK$576/mo
Today · 4.125%
HK$19,346
baseline
▲ 0.50% · 4.625%
HK$20,523
+HK$1,177/mo
Deposit HK$2.66M · loan HK$3.99M · min. income ≈ HK$38,692/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$199,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,252
−HK$1,094/mo
▼ 0.25% · 3.875%
HK$20,795
−HK$551/mo
Today · 4.125%
HK$21,346
baseline
▲ 0.50% · 4.625%
HK$22,471
+HK$1,125/mo
Deposit HK$2.66M · loan HK$3.99M · min. income ≈ HK$42,692/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$199,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,238
−HK$1,332/mo
▼ 0.25% · 3.875%
HK$21,899
−HK$671/mo
Today · 4.125%
HK$22,570
baseline
▲ 0.50% · 4.625%
HK$23,943
+HK$1,373/mo
Deposit HK$2.00M · loan HK$4.66M · min. income ≈ HK$45,140/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$199,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,627
−HK$1,277/mo
▼ 0.25% · 3.875%
HK$24,261
−HK$643/mo
Today · 4.125%
HK$24,904
baseline
▲ 0.50% · 4.625%
HK$26,216
+HK$1,312/mo
Deposit HK$2.00M · loan HK$4.66M · min. income ≈ HK$49,808/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$199,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,306
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$28,156
−HK$863/mo
Today · 4.125%
HK$29,019
baseline
▲ 0.50% · 4.625%
HK$30,784
+HK$1,765/mo
Deposit HK$665K · loan HK$5.99M · min. income ≈ HK$58,038/mo (50% DSR)
Upfront cash ≈ HK$865K (deposit + AVD stamp duty HK$199,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,378
−HK$1,641/mo
▼ 0.25% · 3.875%
HK$31,193
−HK$826/mo
Today · 4.125%
HK$32,019
baseline
▲ 0.50% · 4.625%
HK$33,707
+HK$1,688/mo
Deposit HK$665K · loan HK$5.99M · min. income ≈ HK$64,038/mo (50% DSR)
Upfront cash ≈ HK$865K (deposit + AVD stamp duty HK$199,585 · Scale 2, in force from 26 Feb 2026)