LTV · monthly repayment
▼ 0.50% · 3.625%
HK$151,706
−HK$9,514/mo
▼ 0.25% · 3.875%
HK$156,425
−HK$4,795/mo
Today · 4.125%
HK$161,220
baseline
▲ 0.50% · 4.625%
HK$171,029
+HK$9,809/mo
Deposit HK$33.27M · loan HK$33.27M · min. income ≈ HK$322,440/mo (50% DSR)
Upfront cash ≈ HK$36.09M (deposit + AVD stamp duty HK$2,827,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,772
−HK$9,118/mo
▼ 0.25% · 3.875%
HK$173,298
−HK$4,592/mo
Today · 4.125%
HK$177,890
baseline
▲ 0.50% · 4.625%
HK$187,267
+HK$9,377/mo
Deposit HK$33.27M · loan HK$33.27M · min. income ≈ HK$355,780/mo (50% DSR)
Upfront cash ≈ HK$36.09M (deposit + AVD stamp duty HK$2,827,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,047
−HK$11,416/mo
▼ 0.25% · 3.875%
HK$187,710
−HK$5,753/mo
Today · 4.125%
HK$193,463
baseline
▲ 0.50% · 4.625%
HK$205,235
+HK$11,772/mo
Deposit HK$26.61M · loan HK$39.92M · min. income ≈ HK$386,926/mo (50% DSR)
Upfront cash ≈ HK$29.44M (deposit + AVD stamp duty HK$2,827,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,526
−HK$10,942/mo
▼ 0.25% · 3.875%
HK$207,958
−HK$5,510/mo
Today · 4.125%
HK$213,468
baseline
▲ 0.50% · 4.625%
HK$224,720
+HK$11,252/mo
Deposit HK$26.61M · loan HK$39.92M · min. income ≈ HK$426,936/mo (50% DSR)
Upfront cash ≈ HK$29.44M (deposit + AVD stamp duty HK$2,827,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,389
−HK$13,318/mo
▼ 0.25% · 3.875%
HK$218,995
−HK$6,712/mo
Today · 4.125%
HK$225,707
baseline
▲ 0.50% · 4.625%
HK$239,441
+HK$13,734/mo
Deposit HK$19.96M · loan HK$46.57M · min. income ≈ HK$451,414/mo (50% DSR)
Upfront cash ≈ HK$22.79M (deposit + AVD stamp duty HK$2,827,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,280
−HK$12,766/mo
▼ 0.25% · 3.875%
HK$242,617
−HK$6,429/mo
Today · 4.125%
HK$249,046
baseline
▲ 0.50% · 4.625%
HK$262,173
+HK$13,127/mo
Deposit HK$19.96M · loan HK$46.57M · min. income ≈ HK$498,092/mo (50% DSR)
Upfront cash ≈ HK$22.79M (deposit + AVD stamp duty HK$2,827,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,071
−HK$17,124/mo
▼ 0.25% · 3.875%
HK$281,565
−HK$8,630/mo
Today · 4.125%
HK$290,195
baseline
▲ 0.50% · 4.625%
HK$307,853
+HK$17,658/mo
Deposit HK$6.65M · loan HK$59.88M · min. income ≈ HK$580,390/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$2,827,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$303,789
−HK$16,413/mo
▼ 0.25% · 3.875%
HK$311,936
−HK$8,266/mo
Today · 4.125%
HK$320,202
baseline
▲ 0.50% · 4.625%
HK$337,080
+HK$16,878/mo
Deposit HK$6.65M · loan HK$59.88M · min. income ≈ HK$640,404/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$2,827,540 · Scale 2, in force from 26 Feb 2026)