LTV · monthly repayment
▼ 0.50% · 3.625%
HK$151,709
−HK$9,513/mo
▼ 0.25% · 3.875%
HK$156,428
−HK$4,794/mo
Today · 4.125%
HK$161,222
baseline
▲ 0.50% · 4.625%
HK$171,032
+HK$9,810/mo
Deposit HK$33.27M · loan HK$33.27M · min. income ≈ HK$322,444/mo (50% DSR)
Upfront cash ≈ HK$36.09M (deposit + AVD stamp duty HK$2,827,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,774
−HK$9,119/mo
▼ 0.25% · 3.875%
HK$173,301
−HK$4,592/mo
Today · 4.125%
HK$177,893
baseline
▲ 0.50% · 4.625%
HK$187,270
+HK$9,377/mo
Deposit HK$33.27M · loan HK$33.27M · min. income ≈ HK$355,786/mo (50% DSR)
Upfront cash ≈ HK$36.09M (deposit + AVD stamp duty HK$2,827,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,050
−HK$11,417/mo
▼ 0.25% · 3.875%
HK$187,713
−HK$5,754/mo
Today · 4.125%
HK$193,467
baseline
▲ 0.50% · 4.625%
HK$205,239
+HK$11,772/mo
Deposit HK$26.61M · loan HK$39.92M · min. income ≈ HK$386,934/mo (50% DSR)
Upfront cash ≈ HK$29.44M (deposit + AVD stamp duty HK$2,827,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,529
−HK$10,942/mo
▼ 0.25% · 3.875%
HK$207,961
−HK$5,510/mo
Today · 4.125%
HK$213,471
baseline
▲ 0.50% · 4.625%
HK$224,724
+HK$11,253/mo
Deposit HK$26.61M · loan HK$39.92M · min. income ≈ HK$426,942/mo (50% DSR)
Upfront cash ≈ HK$29.44M (deposit + AVD stamp duty HK$2,827,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,392
−HK$13,319/mo
▼ 0.25% · 3.875%
HK$218,999
−HK$6,712/mo
Today · 4.125%
HK$225,711
baseline
▲ 0.50% · 4.625%
HK$239,445
+HK$13,734/mo
Deposit HK$19.96M · loan HK$46.57M · min. income ≈ HK$451,422/mo (50% DSR)
Upfront cash ≈ HK$22.79M (deposit + AVD stamp duty HK$2,827,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,284
−HK$12,766/mo
▼ 0.25% · 3.875%
HK$242,621
−HK$6,429/mo
Today · 4.125%
HK$249,050
baseline
▲ 0.50% · 4.625%
HK$262,178
+HK$13,128/mo
Deposit HK$19.96M · loan HK$46.57M · min. income ≈ HK$498,100/mo (50% DSR)
Upfront cash ≈ HK$22.79M (deposit + AVD stamp duty HK$2,827,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,076
−HK$17,124/mo
▼ 0.25% · 3.875%
HK$281,570
−HK$8,630/mo
Today · 4.125%
HK$290,200
baseline
▲ 0.50% · 4.625%
HK$307,858
+HK$17,658/mo
Deposit HK$6.65M · loan HK$59.88M · min. income ≈ HK$580,400/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$2,827,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$303,794
−HK$16,413/mo
▼ 0.25% · 3.875%
HK$311,941
−HK$8,266/mo
Today · 4.125%
HK$320,207
baseline
▲ 0.50% · 4.625%
HK$337,085
+HK$16,878/mo
Deposit HK$6.65M · loan HK$59.88M · min. income ≈ HK$640,414/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$2,827,585 · Scale 2, in force from 26 Feb 2026)