LTV · monthly repayment
▼ 0.50% · 3.625%
HK$151,758
−HK$9,517/mo
▼ 0.25% · 3.875%
HK$156,479
−HK$4,796/mo
Today · 4.125%
HK$161,275
baseline
▲ 0.50% · 4.625%
HK$171,088
+HK$9,813/mo
Deposit HK$33.28M · loan HK$33.28M · min. income ≈ HK$322,550/mo (50% DSR)
Upfront cash ≈ HK$36.11M (deposit + AVD stamp duty HK$2,828,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,830
−HK$9,121/mo
▼ 0.25% · 3.875%
HK$173,357
−HK$4,594/mo
Today · 4.125%
HK$177,951
baseline
▲ 0.50% · 4.625%
HK$187,331
+HK$9,380/mo
Deposit HK$33.28M · loan HK$33.28M · min. income ≈ HK$355,902/mo (50% DSR)
Upfront cash ≈ HK$36.11M (deposit + AVD stamp duty HK$2,828,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,110
−HK$11,420/mo
▼ 0.25% · 3.875%
HK$187,775
−HK$5,755/mo
Today · 4.125%
HK$193,530
baseline
▲ 0.50% · 4.625%
HK$205,306
+HK$11,776/mo
Deposit HK$26.62M · loan HK$39.93M · min. income ≈ HK$387,060/mo (50% DSR)
Upfront cash ≈ HK$29.45M (deposit + AVD stamp duty HK$2,828,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,595
−HK$10,946/mo
▼ 0.25% · 3.875%
HK$208,029
−HK$5,512/mo
Today · 4.125%
HK$213,541
baseline
▲ 0.50% · 4.625%
HK$224,797
+HK$11,256/mo
Deposit HK$26.62M · loan HK$39.93M · min. income ≈ HK$427,082/mo (50% DSR)
Upfront cash ≈ HK$29.45M (deposit + AVD stamp duty HK$2,828,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,462
−HK$13,323/mo
▼ 0.25% · 3.875%
HK$219,070
−HK$6,715/mo
Today · 4.125%
HK$225,785
baseline
▲ 0.50% · 4.625%
HK$239,523
+HK$13,738/mo
Deposit HK$19.97M · loan HK$46.59M · min. income ≈ HK$451,570/mo (50% DSR)
Upfront cash ≈ HK$22.79M (deposit + AVD stamp duty HK$2,828,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,361
−HK$12,770/mo
▼ 0.25% · 3.875%
HK$242,700
−HK$6,431/mo
Today · 4.125%
HK$249,131
baseline
▲ 0.50% · 4.625%
HK$262,263
+HK$13,132/mo
Deposit HK$19.97M · loan HK$46.59M · min. income ≈ HK$498,262/mo (50% DSR)
Upfront cash ≈ HK$22.79M (deposit + AVD stamp duty HK$2,828,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,165
−HK$17,130/mo
▼ 0.25% · 3.875%
HK$281,662
−HK$8,633/mo
Today · 4.125%
HK$290,295
baseline
▲ 0.50% · 4.625%
HK$307,958
+HK$17,663/mo
Deposit HK$6.66M · loan HK$59.90M · min. income ≈ HK$580,590/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$2,828,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$303,893
−HK$16,419/mo
▼ 0.25% · 3.875%
HK$312,043
−HK$8,269/mo
Today · 4.125%
HK$320,312
baseline
▲ 0.50% · 4.625%
HK$337,196
+HK$16,884/mo
Deposit HK$6.66M · loan HK$59.90M · min. income ≈ HK$640,624/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$2,828,509 · Scale 2, in force from 26 Feb 2026)