LTV · monthly repayment
▼ 0.50% · 3.625%
HK$151,778
−HK$9,518/mo
▼ 0.25% · 3.875%
HK$156,499
−HK$4,797/mo
Today · 4.125%
HK$161,296
baseline
▲ 0.50% · 4.625%
HK$171,110
+HK$9,814/mo
Deposit HK$33.28M · loan HK$33.28M · min. income ≈ HK$322,592/mo (50% DSR)
Upfront cash ≈ HK$36.11M (deposit + AVD stamp duty HK$2,828,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,852
−HK$9,122/mo
▼ 0.25% · 3.875%
HK$173,380
−HK$4,594/mo
Today · 4.125%
HK$177,974
baseline
▲ 0.50% · 4.625%
HK$187,355
+HK$9,381/mo
Deposit HK$33.28M · loan HK$33.28M · min. income ≈ HK$355,948/mo (50% DSR)
Upfront cash ≈ HK$36.11M (deposit + AVD stamp duty HK$2,828,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,134
−HK$11,421/mo
▼ 0.25% · 3.875%
HK$187,799
−HK$5,756/mo
Today · 4.125%
HK$193,555
baseline
▲ 0.50% · 4.625%
HK$205,333
+HK$11,778/mo
Deposit HK$26.62M · loan HK$39.94M · min. income ≈ HK$387,110/mo (50% DSR)
Upfront cash ≈ HK$29.45M (deposit + AVD stamp duty HK$2,828,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,622
−HK$10,947/mo
▼ 0.25% · 3.875%
HK$208,056
−HK$5,513/mo
Today · 4.125%
HK$213,569
baseline
▲ 0.50% · 4.625%
HK$224,827
+HK$11,258/mo
Deposit HK$26.62M · loan HK$39.94M · min. income ≈ HK$427,138/mo (50% DSR)
Upfront cash ≈ HK$29.45M (deposit + AVD stamp duty HK$2,828,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,489
−HK$13,325/mo
▼ 0.25% · 3.875%
HK$219,099
−HK$6,715/mo
Today · 4.125%
HK$225,814
baseline
▲ 0.50% · 4.625%
HK$239,555
+HK$13,741/mo
Deposit HK$19.97M · loan HK$46.59M · min. income ≈ HK$451,628/mo (50% DSR)
Upfront cash ≈ HK$22.80M (deposit + AVD stamp duty HK$2,828,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,392
−HK$12,772/mo
▼ 0.25% · 3.875%
HK$242,732
−HK$6,432/mo
Today · 4.125%
HK$249,164
baseline
▲ 0.50% · 4.625%
HK$262,298
+HK$13,134/mo
Deposit HK$19.97M · loan HK$46.59M · min. income ≈ HK$498,328/mo (50% DSR)
Upfront cash ≈ HK$22.80M (deposit + AVD stamp duty HK$2,828,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,201
−HK$17,132/mo
▼ 0.25% · 3.875%
HK$281,699
−HK$8,634/mo
Today · 4.125%
HK$290,333
baseline
▲ 0.50% · 4.625%
HK$307,999
+HK$17,666/mo
Deposit HK$6.66M · loan HK$59.91M · min. income ≈ HK$580,666/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$2,828,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$303,933
−HK$16,421/mo
▼ 0.25% · 3.875%
HK$312,084
−HK$8,270/mo
Today · 4.125%
HK$320,354
baseline
▲ 0.50% · 4.625%
HK$337,240
+HK$16,886/mo
Deposit HK$6.66M · loan HK$59.91M · min. income ≈ HK$640,708/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$2,828,880 · Scale 2, in force from 26 Feb 2026)