LTV · monthly repayment
▼ 0.50% · 3.625%
HK$151,790
−HK$9,518/mo
▼ 0.25% · 3.875%
HK$156,511
−HK$4,797/mo
Today · 4.125%
HK$161,308
baseline
▲ 0.50% · 4.625%
HK$171,124
+HK$9,816/mo
Deposit HK$33.28M · loan HK$33.28M · min. income ≈ HK$322,616/mo (50% DSR)
Upfront cash ≈ HK$36.11M (deposit + AVD stamp duty HK$2,829,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,865
−HK$9,123/mo
▼ 0.25% · 3.875%
HK$173,394
−HK$4,594/mo
Today · 4.125%
HK$177,988
baseline
▲ 0.50% · 4.625%
HK$187,370
+HK$9,382/mo
Deposit HK$33.28M · loan HK$33.28M · min. income ≈ HK$355,976/mo (50% DSR)
Upfront cash ≈ HK$36.11M (deposit + AVD stamp duty HK$2,829,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,148
−HK$11,422/mo
▼ 0.25% · 3.875%
HK$187,814
−HK$5,756/mo
Today · 4.125%
HK$193,570
baseline
▲ 0.50% · 4.625%
HK$205,348
+HK$11,778/mo
Deposit HK$26.63M · loan HK$39.94M · min. income ≈ HK$387,140/mo (50% DSR)
Upfront cash ≈ HK$29.46M (deposit + AVD stamp duty HK$2,829,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,638
−HK$10,948/mo
▼ 0.25% · 3.875%
HK$208,072
−HK$5,514/mo
Today · 4.125%
HK$213,586
baseline
▲ 0.50% · 4.625%
HK$224,844
+HK$11,258/mo
Deposit HK$26.63M · loan HK$39.94M · min. income ≈ HK$427,172/mo (50% DSR)
Upfront cash ≈ HK$29.46M (deposit + AVD stamp duty HK$2,829,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,506
−HK$13,326/mo
▼ 0.25% · 3.875%
HK$219,116
−HK$6,716/mo
Today · 4.125%
HK$225,832
baseline
▲ 0.50% · 4.625%
HK$239,573
+HK$13,741/mo
Deposit HK$19.97M · loan HK$46.60M · min. income ≈ HK$451,664/mo (50% DSR)
Upfront cash ≈ HK$22.80M (deposit + AVD stamp duty HK$2,829,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,411
−HK$12,772/mo
▼ 0.25% · 3.875%
HK$242,751
−HK$6,432/mo
Today · 4.125%
HK$249,183
baseline
▲ 0.50% · 4.625%
HK$262,318
+HK$13,135/mo
Deposit HK$19.97M · loan HK$46.60M · min. income ≈ HK$498,366/mo (50% DSR)
Upfront cash ≈ HK$22.80M (deposit + AVD stamp duty HK$2,829,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,222
−HK$17,133/mo
▼ 0.25% · 3.875%
HK$281,721
−HK$8,634/mo
Today · 4.125%
HK$290,355
baseline
▲ 0.50% · 4.625%
HK$308,023
+HK$17,668/mo
Deposit HK$6.66M · loan HK$59.91M · min. income ≈ HK$580,710/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$2,829,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$303,957
−HK$16,421/mo
▼ 0.25% · 3.875%
HK$312,108
−HK$8,270/mo
Today · 4.125%
HK$320,378
baseline
▲ 0.50% · 4.625%
HK$337,266
+HK$16,888/mo
Deposit HK$6.66M · loan HK$59.91M · min. income ≈ HK$640,756/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$2,829,099 · Scale 2, in force from 26 Feb 2026)