LTV · monthly repayment
▼ 0.50% · 3.625%
HK$151,833
−HK$9,521/mo
▼ 0.25% · 3.875%
HK$156,556
−HK$4,798/mo
Today · 4.125%
HK$161,354
baseline
▲ 0.50% · 4.625%
HK$171,172
+HK$9,818/mo
Deposit HK$33.29M · loan HK$33.29M · min. income ≈ HK$322,708/mo (50% DSR)
Upfront cash ≈ HK$36.12M (deposit + AVD stamp duty HK$2,829,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,913
−HK$9,126/mo
▼ 0.25% · 3.875%
HK$173,443
−HK$4,596/mo
Today · 4.125%
HK$178,039
baseline
▲ 0.50% · 4.625%
HK$187,423
+HK$9,384/mo
Deposit HK$33.29M · loan HK$33.29M · min. income ≈ HK$356,078/mo (50% DSR)
Upfront cash ≈ HK$36.12M (deposit + AVD stamp duty HK$2,829,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,200
−HK$11,425/mo
▼ 0.25% · 3.875%
HK$187,867
−HK$5,758/mo
Today · 4.125%
HK$193,625
baseline
▲ 0.50% · 4.625%
HK$205,407
+HK$11,782/mo
Deposit HK$26.63M · loan HK$39.95M · min. income ≈ HK$387,250/mo (50% DSR)
Upfront cash ≈ HK$29.46M (deposit + AVD stamp duty HK$2,829,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,695
−HK$10,951/mo
▼ 0.25% · 3.875%
HK$208,132
−HK$5,514/mo
Today · 4.125%
HK$213,646
baseline
▲ 0.50% · 4.625%
HK$224,908
+HK$11,262/mo
Deposit HK$26.63M · loan HK$39.95M · min. income ≈ HK$427,292/mo (50% DSR)
Upfront cash ≈ HK$29.46M (deposit + AVD stamp duty HK$2,829,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,566
−HK$13,330/mo
▼ 0.25% · 3.875%
HK$219,178
−HK$6,718/mo
Today · 4.125%
HK$225,896
baseline
▲ 0.50% · 4.625%
HK$239,641
+HK$13,745/mo
Deposit HK$19.98M · loan HK$46.61M · min. income ≈ HK$451,792/mo (50% DSR)
Upfront cash ≈ HK$22.81M (deposit + AVD stamp duty HK$2,829,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,478
−HK$12,776/mo
▼ 0.25% · 3.875%
HK$242,820
−HK$6,434/mo
Today · 4.125%
HK$249,254
baseline
▲ 0.50% · 4.625%
HK$262,393
+HK$13,139/mo
Deposit HK$19.98M · loan HK$46.61M · min. income ≈ HK$498,508/mo (50% DSR)
Upfront cash ≈ HK$22.81M (deposit + AVD stamp duty HK$2,829,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,300
−HK$17,138/mo
▼ 0.25% · 3.875%
HK$281,801
−HK$8,637/mo
Today · 4.125%
HK$290,438
baseline
▲ 0.50% · 4.625%
HK$308,110
+HK$17,672/mo
Deposit HK$6.66M · loan HK$59.93M · min. income ≈ HK$580,876/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$2,829,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$304,043
−HK$16,427/mo
▼ 0.25% · 3.875%
HK$312,197
−HK$8,273/mo
Today · 4.125%
HK$320,470
baseline
▲ 0.50% · 4.625%
HK$337,362
+HK$16,892/mo
Deposit HK$6.66M · loan HK$59.93M · min. income ≈ HK$640,940/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$2,829,904 · Scale 2, in force from 26 Feb 2026)