LTV · monthly repayment
▼ 0.50% · 3.625%
HK$151,868
−HK$9,523/mo
▼ 0.25% · 3.875%
HK$156,592
−HK$4,799/mo
Today · 4.125%
HK$161,391
baseline
▲ 0.50% · 4.625%
HK$171,211
+HK$9,820/mo
Deposit HK$33.30M · loan HK$33.30M · min. income ≈ HK$322,782/mo (50% DSR)
Upfront cash ≈ HK$36.13M (deposit + AVD stamp duty HK$2,830,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,951
−HK$9,128/mo
▼ 0.25% · 3.875%
HK$173,483
−HK$4,596/mo
Today · 4.125%
HK$178,079
baseline
▲ 0.50% · 4.625%
HK$187,466
+HK$9,387/mo
Deposit HK$33.30M · loan HK$33.30M · min. income ≈ HK$356,158/mo (50% DSR)
Upfront cash ≈ HK$36.13M (deposit + AVD stamp duty HK$2,830,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,241
−HK$11,428/mo
▼ 0.25% · 3.875%
HK$187,910
−HK$5,759/mo
Today · 4.125%
HK$193,669
baseline
▲ 0.50% · 4.625%
HK$205,454
+HK$11,785/mo
Deposit HK$26.64M · loan HK$39.96M · min. income ≈ HK$387,338/mo (50% DSR)
Upfront cash ≈ HK$29.47M (deposit + AVD stamp duty HK$2,830,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,742
−HK$10,953/mo
▼ 0.25% · 3.875%
HK$208,179
−HK$5,516/mo
Today · 4.125%
HK$213,695
baseline
▲ 0.50% · 4.625%
HK$224,959
+HK$11,264/mo
Deposit HK$26.64M · loan HK$39.96M · min. income ≈ HK$427,390/mo (50% DSR)
Upfront cash ≈ HK$29.47M (deposit + AVD stamp duty HK$2,830,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,615
−HK$13,333/mo
▼ 0.25% · 3.875%
HK$219,228
−HK$6,720/mo
Today · 4.125%
HK$225,948
baseline
▲ 0.50% · 4.625%
HK$239,696
+HK$13,748/mo
Deposit HK$19.98M · loan HK$46.62M · min. income ≈ HK$451,896/mo (50% DSR)
Upfront cash ≈ HK$22.81M (deposit + AVD stamp duty HK$2,830,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,532
−HK$12,779/mo
▼ 0.25% · 3.875%
HK$242,876
−HK$6,435/mo
Today · 4.125%
HK$249,311
baseline
▲ 0.50% · 4.625%
HK$262,453
+HK$13,142/mo
Deposit HK$19.98M · loan HK$46.62M · min. income ≈ HK$498,622/mo (50% DSR)
Upfront cash ≈ HK$22.81M (deposit + AVD stamp duty HK$2,830,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,362
−HK$17,142/mo
▼ 0.25% · 3.875%
HK$281,865
−HK$8,639/mo
Today · 4.125%
HK$290,504
baseline
▲ 0.50% · 4.625%
HK$308,181
+HK$17,677/mo
Deposit HK$6.66M · loan HK$59.94M · min. income ≈ HK$581,008/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$2,830,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$304,112
−HK$16,431/mo
▼ 0.25% · 3.875%
HK$312,269
−HK$8,274/mo
Today · 4.125%
HK$320,543
baseline
▲ 0.50% · 4.625%
HK$337,439
+HK$16,896/mo
Deposit HK$6.66M · loan HK$59.94M · min. income ≈ HK$641,086/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$2,830,551 · Scale 2, in force from 26 Feb 2026)