LTV · monthly repayment
▼ 0.50% · 3.625%
HK$151,892
−HK$9,525/mo
▼ 0.25% · 3.875%
HK$156,617
−HK$4,800/mo
Today · 4.125%
HK$161,417
baseline
▲ 0.50% · 4.625%
HK$171,239
+HK$9,822/mo
Deposit HK$33.31M · loan HK$33.31M · min. income ≈ HK$322,834/mo (50% DSR)
Upfront cash ≈ HK$36.14M (deposit + AVD stamp duty HK$2,831,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,979
−HK$9,129/mo
▼ 0.25% · 3.875%
HK$173,511
−HK$4,597/mo
Today · 4.125%
HK$178,108
baseline
▲ 0.50% · 4.625%
HK$187,496
+HK$9,388/mo
Deposit HK$33.31M · loan HK$33.31M · min. income ≈ HK$356,216/mo (50% DSR)
Upfront cash ≈ HK$36.14M (deposit + AVD stamp duty HK$2,831,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,271
−HK$11,430/mo
▼ 0.25% · 3.875%
HK$187,940
−HK$5,761/mo
Today · 4.125%
HK$193,701
baseline
▲ 0.50% · 4.625%
HK$205,487
+HK$11,786/mo
Deposit HK$26.64M · loan HK$39.97M · min. income ≈ HK$387,402/mo (50% DSR)
Upfront cash ≈ HK$29.48M (deposit + AVD stamp duty HK$2,831,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,774
−HK$10,956/mo
▼ 0.25% · 3.875%
HK$208,213
−HK$5,517/mo
Today · 4.125%
HK$213,730
baseline
▲ 0.50% · 4.625%
HK$224,996
+HK$11,266/mo
Deposit HK$26.64M · loan HK$39.97M · min. income ≈ HK$427,460/mo (50% DSR)
Upfront cash ≈ HK$29.48M (deposit + AVD stamp duty HK$2,831,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,649
−HK$13,335/mo
▼ 0.25% · 3.875%
HK$219,264
−HK$6,720/mo
Today · 4.125%
HK$225,984
baseline
▲ 0.50% · 4.625%
HK$239,735
+HK$13,751/mo
Deposit HK$19.98M · loan HK$46.63M · min. income ≈ HK$451,968/mo (50% DSR)
Upfront cash ≈ HK$22.81M (deposit + AVD stamp duty HK$2,831,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,570
−HK$12,781/mo
▼ 0.25% · 3.875%
HK$242,915
−HK$6,436/mo
Today · 4.125%
HK$249,351
baseline
▲ 0.50% · 4.625%
HK$262,495
+HK$13,144/mo
Deposit HK$19.98M · loan HK$46.63M · min. income ≈ HK$498,702/mo (50% DSR)
Upfront cash ≈ HK$22.81M (deposit + AVD stamp duty HK$2,831,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,406
−HK$17,145/mo
▼ 0.25% · 3.875%
HK$281,911
−HK$8,640/mo
Today · 4.125%
HK$290,551
baseline
▲ 0.50% · 4.625%
HK$308,230
+HK$17,679/mo
Deposit HK$6.66M · loan HK$59.95M · min. income ≈ HK$581,102/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$2,831,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$304,162
−HK$16,432/mo
▼ 0.25% · 3.875%
HK$312,319
−HK$8,275/mo
Today · 4.125%
HK$320,594
baseline
▲ 0.50% · 4.625%
HK$337,493
+HK$16,899/mo
Deposit HK$6.66M · loan HK$59.95M · min. income ≈ HK$641,188/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$2,831,007 · Scale 2, in force from 26 Feb 2026)