LTV · monthly repayment
▼ 0.50% · 3.625%
HK$151,901
−HK$9,526/mo
▼ 0.25% · 3.875%
HK$156,626
−HK$4,801/mo
Today · 4.125%
HK$161,427
baseline
▲ 0.50% · 4.625%
HK$171,249
+HK$9,822/mo
Deposit HK$33.31M · loan HK$33.31M · min. income ≈ HK$322,854/mo (50% DSR)
Upfront cash ≈ HK$36.14M (deposit + AVD stamp duty HK$2,831,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,988
−HK$9,130/mo
▼ 0.25% · 3.875%
HK$173,521
−HK$4,597/mo
Today · 4.125%
HK$178,118
baseline
▲ 0.50% · 4.625%
HK$187,507
+HK$9,389/mo
Deposit HK$33.31M · loan HK$33.31M · min. income ≈ HK$356,236/mo (50% DSR)
Upfront cash ≈ HK$36.14M (deposit + AVD stamp duty HK$2,831,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,281
−HK$11,431/mo
▼ 0.25% · 3.875%
HK$187,951
−HK$5,761/mo
Today · 4.125%
HK$193,712
baseline
▲ 0.50% · 4.625%
HK$205,499
+HK$11,787/mo
Deposit HK$26.65M · loan HK$39.97M · min. income ≈ HK$387,424/mo (50% DSR)
Upfront cash ≈ HK$29.48M (deposit + AVD stamp duty HK$2,831,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,786
−HK$10,956/mo
▼ 0.25% · 3.875%
HK$208,225
−HK$5,517/mo
Today · 4.125%
HK$213,742
baseline
▲ 0.50% · 4.625%
HK$225,009
+HK$11,267/mo
Deposit HK$26.65M · loan HK$39.97M · min. income ≈ HK$427,484/mo (50% DSR)
Upfront cash ≈ HK$29.48M (deposit + AVD stamp duty HK$2,831,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,661
−HK$13,336/mo
▼ 0.25% · 3.875%
HK$219,276
−HK$6,721/mo
Today · 4.125%
HK$225,997
baseline
▲ 0.50% · 4.625%
HK$239,749
+HK$13,752/mo
Deposit HK$19.98M · loan HK$46.63M · min. income ≈ HK$451,994/mo (50% DSR)
Upfront cash ≈ HK$22.82M (deposit + AVD stamp duty HK$2,831,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,584
−HK$12,782/mo
▼ 0.25% · 3.875%
HK$242,929
−HK$6,437/mo
Today · 4.125%
HK$249,366
baseline
▲ 0.50% · 4.625%
HK$262,510
+HK$13,144/mo
Deposit HK$19.98M · loan HK$46.63M · min. income ≈ HK$498,732/mo (50% DSR)
Upfront cash ≈ HK$22.82M (deposit + AVD stamp duty HK$2,831,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,422
−HK$17,146/mo
▼ 0.25% · 3.875%
HK$281,927
−HK$8,641/mo
Today · 4.125%
HK$290,568
baseline
▲ 0.50% · 4.625%
HK$308,248
+HK$17,680/mo
Deposit HK$6.66M · loan HK$59.95M · min. income ≈ HK$581,136/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$2,831,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$304,179
−HK$16,434/mo
▼ 0.25% · 3.875%
HK$312,337
−HK$8,276/mo
Today · 4.125%
HK$320,613
baseline
▲ 0.50% · 4.625%
HK$337,513
+HK$16,900/mo
Deposit HK$6.66M · loan HK$59.95M · min. income ≈ HK$641,226/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$2,831,170 · Scale 2, in force from 26 Feb 2026)