LTV · monthly repayment
▼ 0.50% · 3.625%
HK$151,914
−HK$9,527/mo
▼ 0.25% · 3.875%
HK$156,640
−HK$4,801/mo
Today · 4.125%
HK$161,441
baseline
▲ 0.50% · 4.625%
HK$171,264
+HK$9,823/mo
Deposit HK$33.31M · loan HK$33.31M · min. income ≈ HK$322,882/mo (50% DSR)
Upfront cash ≈ HK$36.14M (deposit + AVD stamp duty HK$2,831,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,003
−HK$9,131/mo
▼ 0.25% · 3.875%
HK$173,536
−HK$4,598/mo
Today · 4.125%
HK$178,134
baseline
▲ 0.50% · 4.625%
HK$187,523
+HK$9,389/mo
Deposit HK$33.31M · loan HK$33.31M · min. income ≈ HK$356,268/mo (50% DSR)
Upfront cash ≈ HK$36.14M (deposit + AVD stamp duty HK$2,831,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,297
−HK$11,432/mo
▼ 0.25% · 3.875%
HK$187,967
−HK$5,762/mo
Today · 4.125%
HK$193,729
baseline
▲ 0.50% · 4.625%
HK$205,517
+HK$11,788/mo
Deposit HK$26.65M · loan HK$39.97M · min. income ≈ HK$387,458/mo (50% DSR)
Upfront cash ≈ HK$29.48M (deposit + AVD stamp duty HK$2,831,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,804
−HK$10,956/mo
▼ 0.25% · 3.875%
HK$208,243
−HK$5,517/mo
Today · 4.125%
HK$213,760
baseline
▲ 0.50% · 4.625%
HK$225,028
+HK$11,268/mo
Deposit HK$26.65M · loan HK$39.97M · min. income ≈ HK$427,520/mo (50% DSR)
Upfront cash ≈ HK$29.48M (deposit + AVD stamp duty HK$2,831,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,680
−HK$13,337/mo
▼ 0.25% · 3.875%
HK$219,295
−HK$6,722/mo
Today · 4.125%
HK$226,017
baseline
▲ 0.50% · 4.625%
HK$239,769
+HK$13,752/mo
Deposit HK$19.99M · loan HK$46.64M · min. income ≈ HK$452,034/mo (50% DSR)
Upfront cash ≈ HK$22.82M (deposit + AVD stamp duty HK$2,831,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,604
−HK$12,783/mo
▼ 0.25% · 3.875%
HK$242,950
−HK$6,437/mo
Today · 4.125%
HK$249,387
baseline
▲ 0.50% · 4.625%
HK$262,533
+HK$13,146/mo
Deposit HK$19.99M · loan HK$46.64M · min. income ≈ HK$498,774/mo (50% DSR)
Upfront cash ≈ HK$22.82M (deposit + AVD stamp duty HK$2,831,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,446
−HK$17,147/mo
▼ 0.25% · 3.875%
HK$281,951
−HK$8,642/mo
Today · 4.125%
HK$290,593
baseline
▲ 0.50% · 4.625%
HK$308,275
+HK$17,682/mo
Deposit HK$6.66M · loan HK$59.96M · min. income ≈ HK$581,186/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$2,831,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$304,205
−HK$16,436/mo
▼ 0.25% · 3.875%
HK$312,364
−HK$8,277/mo
Today · 4.125%
HK$320,641
baseline
▲ 0.50% · 4.625%
HK$337,542
+HK$16,901/mo
Deposit HK$6.66M · loan HK$59.96M · min. income ≈ HK$641,282/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$2,831,415 · Scale 2, in force from 26 Feb 2026)