LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,193
−HK$953/mo
▼ 0.25% · 3.875%
HK$15,666
−HK$480/mo
Today · 4.125%
HK$16,146
baseline
▲ 0.50% · 4.625%
HK$17,128
+HK$982/mo
Deposit HK$3.33M · loan HK$3.33M · min. income ≈ HK$32,292/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$199,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,902
−HK$913/mo
▼ 0.25% · 3.875%
HK$17,356
−HK$459/mo
Today · 4.125%
HK$17,815
baseline
▲ 0.50% · 4.625%
HK$18,755
+HK$940/mo
Deposit HK$3.33M · loan HK$3.33M · min. income ≈ HK$35,630/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$199,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,232
−HK$1,143/mo
▼ 0.25% · 3.875%
HK$18,799
−HK$576/mo
Today · 4.125%
HK$19,375
baseline
▲ 0.50% · 4.625%
HK$20,554
+HK$1,179/mo
Deposit HK$2.67M · loan HK$4.00M · min. income ≈ HK$38,750/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$199,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,283
−HK$1,096/mo
▼ 0.25% · 3.875%
HK$20,827
−HK$552/mo
Today · 4.125%
HK$21,379
baseline
▲ 0.50% · 4.625%
HK$22,505
+HK$1,126/mo
Deposit HK$2.67M · loan HK$4.00M · min. income ≈ HK$42,758/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$199,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,270
−HK$1,334/mo
▼ 0.25% · 3.875%
HK$21,932
−HK$672/mo
Today · 4.125%
HK$22,604
baseline
▲ 0.50% · 4.625%
HK$23,980
+HK$1,376/mo
Deposit HK$2.00M · loan HK$4.66M · min. income ≈ HK$45,208/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$199,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,663
−HK$1,279/mo
▼ 0.25% · 3.875%
HK$24,298
−HK$644/mo
Today · 4.125%
HK$24,942
baseline
▲ 0.50% · 4.625%
HK$26,256
+HK$1,314/mo
Deposit HK$2.00M · loan HK$4.66M · min. income ≈ HK$49,884/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$199,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,348
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$28,198
−HK$865/mo
Today · 4.125%
HK$29,063
baseline
▲ 0.50% · 4.625%
HK$30,831
+HK$1,768/mo
Deposit HK$666K · loan HK$6.00M · min. income ≈ HK$58,126/mo (50% DSR)
Upfront cash ≈ HK$866K (deposit + AVD stamp duty HK$199,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,424
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$31,240
−HK$828/mo
Today · 4.125%
HK$32,068
baseline
▲ 0.50% · 4.625%
HK$33,758
+HK$1,690/mo
Deposit HK$666K · loan HK$6.00M · min. income ≈ HK$64,136/mo (50% DSR)
Upfront cash ≈ HK$866K (deposit + AVD stamp duty HK$199,888 · Scale 2, in force from 26 Feb 2026)