LTV · monthly repayment
▼ 0.50% · 3.625%
HK$151,958
−HK$9,529/mo
▼ 0.25% · 3.875%
HK$156,685
−HK$4,802/mo
Today · 4.125%
HK$161,487
baseline
▲ 0.50% · 4.625%
HK$171,313
+HK$9,826/mo
Deposit HK$33.32M · loan HK$33.32M · min. income ≈ HK$322,974/mo (50% DSR)
Upfront cash ≈ HK$36.15M (deposit + AVD stamp duty HK$2,832,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,052
−HK$9,133/mo
▼ 0.25% · 3.875%
HK$173,586
−HK$4,599/mo
Today · 4.125%
HK$178,185
baseline
▲ 0.50% · 4.625%
HK$187,578
+HK$9,393/mo
Deposit HK$33.32M · loan HK$33.32M · min. income ≈ HK$356,370/mo (50% DSR)
Upfront cash ≈ HK$36.15M (deposit + AVD stamp duty HK$2,832,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,350
−HK$11,435/mo
▼ 0.25% · 3.875%
HK$188,022
−HK$5,763/mo
Today · 4.125%
HK$193,785
baseline
▲ 0.50% · 4.625%
HK$205,576
+HK$11,791/mo
Deposit HK$26.66M · loan HK$39.98M · min. income ≈ HK$387,570/mo (50% DSR)
Upfront cash ≈ HK$29.49M (deposit + AVD stamp duty HK$2,832,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,862
−HK$10,960/mo
▼ 0.25% · 3.875%
HK$208,303
−HK$5,519/mo
Today · 4.125%
HK$213,822
baseline
▲ 0.50% · 4.625%
HK$225,093
+HK$11,271/mo
Deposit HK$26.66M · loan HK$39.98M · min. income ≈ HK$427,644/mo (50% DSR)
Upfront cash ≈ HK$29.49M (deposit + AVD stamp duty HK$2,832,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,741
−HK$13,341/mo
▼ 0.25% · 3.875%
HK$219,359
−HK$6,723/mo
Today · 4.125%
HK$226,082
baseline
▲ 0.50% · 4.625%
HK$239,839
+HK$13,757/mo
Deposit HK$19.99M · loan HK$46.65M · min. income ≈ HK$452,164/mo (50% DSR)
Upfront cash ≈ HK$22.82M (deposit + AVD stamp duty HK$2,832,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,673
−HK$12,786/mo
▼ 0.25% · 3.875%
HK$243,020
−HK$6,439/mo
Today · 4.125%
HK$249,459
baseline
▲ 0.50% · 4.625%
HK$262,609
+HK$13,150/mo
Deposit HK$19.99M · loan HK$46.65M · min. income ≈ HK$498,918/mo (50% DSR)
Upfront cash ≈ HK$22.82M (deposit + AVD stamp duty HK$2,832,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,525
−HK$17,152/mo
▼ 0.25% · 3.875%
HK$282,033
−HK$8,644/mo
Today · 4.125%
HK$290,677
baseline
▲ 0.50% · 4.625%
HK$308,364
+HK$17,687/mo
Deposit HK$6.66M · loan HK$59.98M · min. income ≈ HK$581,354/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$2,832,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$304,293
−HK$16,441/mo
▼ 0.25% · 3.875%
HK$312,454
−HK$8,280/mo
Today · 4.125%
HK$320,734
baseline
▲ 0.50% · 4.625%
HK$337,640
+HK$16,906/mo
Deposit HK$6.66M · loan HK$59.98M · min. income ≈ HK$641,468/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$2,832,235 · Scale 2, in force from 26 Feb 2026)