LTV · monthly repayment
▼ 0.50% · 3.625%
HK$151,966
−HK$9,529/mo
▼ 0.25% · 3.875%
HK$156,693
−HK$4,802/mo
Today · 4.125%
HK$161,495
baseline
▲ 0.50% · 4.625%
HK$171,322
+HK$9,827/mo
Deposit HK$33.32M · loan HK$33.32M · min. income ≈ HK$322,990/mo (50% DSR)
Upfront cash ≈ HK$36.15M (deposit + AVD stamp duty HK$2,832,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,060
−HK$9,134/mo
▼ 0.25% · 3.875%
HK$173,594
−HK$4,600/mo
Today · 4.125%
HK$178,194
baseline
▲ 0.50% · 4.625%
HK$187,587
+HK$9,393/mo
Deposit HK$33.32M · loan HK$33.32M · min. income ≈ HK$356,388/mo (50% DSR)
Upfront cash ≈ HK$36.15M (deposit + AVD stamp duty HK$2,832,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,359
−HK$11,435/mo
▼ 0.25% · 3.875%
HK$188,031
−HK$5,763/mo
Today · 4.125%
HK$193,794
baseline
▲ 0.50% · 4.625%
HK$205,586
+HK$11,792/mo
Deposit HK$26.66M · loan HK$39.99M · min. income ≈ HK$387,588/mo (50% DSR)
Upfront cash ≈ HK$29.49M (deposit + AVD stamp duty HK$2,832,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,872
−HK$10,961/mo
▼ 0.25% · 3.875%
HK$208,313
−HK$5,520/mo
Today · 4.125%
HK$213,833
baseline
▲ 0.50% · 4.625%
HK$225,104
+HK$11,271/mo
Deposit HK$26.66M · loan HK$39.99M · min. income ≈ HK$427,666/mo (50% DSR)
Upfront cash ≈ HK$29.49M (deposit + AVD stamp duty HK$2,832,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,752
−HK$13,341/mo
▼ 0.25% · 3.875%
HK$219,370
−HK$6,723/mo
Today · 4.125%
HK$226,093
baseline
▲ 0.50% · 4.625%
HK$239,851
+HK$13,758/mo
Deposit HK$19.99M · loan HK$46.65M · min. income ≈ HK$452,186/mo (50% DSR)
Upfront cash ≈ HK$22.83M (deposit + AVD stamp duty HK$2,832,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,684
−HK$12,788/mo
▼ 0.25% · 3.875%
HK$243,032
−HK$6,440/mo
Today · 4.125%
HK$249,472
baseline
▲ 0.50% · 4.625%
HK$262,622
+HK$13,150/mo
Deposit HK$19.99M · loan HK$46.65M · min. income ≈ HK$498,944/mo (50% DSR)
Upfront cash ≈ HK$22.83M (deposit + AVD stamp duty HK$2,832,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,538
−HK$17,153/mo
▼ 0.25% · 3.875%
HK$282,047
−HK$8,644/mo
Today · 4.125%
HK$290,691
baseline
▲ 0.50% · 4.625%
HK$308,379
+HK$17,688/mo
Deposit HK$6.66M · loan HK$59.98M · min. income ≈ HK$581,382/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$2,832,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$304,309
−HK$16,440/mo
▼ 0.25% · 3.875%
HK$312,470
−HK$8,279/mo
Today · 4.125%
HK$320,749
baseline
▲ 0.50% · 4.625%
HK$337,657
+HK$16,908/mo
Deposit HK$6.66M · loan HK$59.98M · min. income ≈ HK$641,498/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$2,832,376 · Scale 2, in force from 26 Feb 2026)