LTV · monthly repayment
▼ 0.50% · 3.625%
HK$151,969
−HK$9,530/mo
▼ 0.25% · 3.875%
HK$156,697
−HK$4,802/mo
Today · 4.125%
HK$161,499
baseline
▲ 0.50% · 4.625%
HK$171,326
+HK$9,827/mo
Deposit HK$33.32M · loan HK$33.32M · min. income ≈ HK$322,998/mo (50% DSR)
Upfront cash ≈ HK$36.16M (deposit + AVD stamp duty HK$2,832,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,064
−HK$9,134/mo
▼ 0.25% · 3.875%
HK$173,599
−HK$4,599/mo
Today · 4.125%
HK$178,198
baseline
▲ 0.50% · 4.625%
HK$187,592
+HK$9,394/mo
Deposit HK$33.32M · loan HK$33.32M · min. income ≈ HK$356,396/mo (50% DSR)
Upfront cash ≈ HK$36.16M (deposit + AVD stamp duty HK$2,832,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,363
−HK$11,436/mo
▼ 0.25% · 3.875%
HK$188,036
−HK$5,763/mo
Today · 4.125%
HK$193,799
baseline
▲ 0.50% · 4.625%
HK$205,591
+HK$11,792/mo
Deposit HK$26.66M · loan HK$39.99M · min. income ≈ HK$387,598/mo (50% DSR)
Upfront cash ≈ HK$29.49M (deposit + AVD stamp duty HK$2,832,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,877
−HK$10,961/mo
▼ 0.25% · 3.875%
HK$208,318
−HK$5,520/mo
Today · 4.125%
HK$213,838
baseline
▲ 0.50% · 4.625%
HK$225,110
+HK$11,272/mo
Deposit HK$26.66M · loan HK$39.99M · min. income ≈ HK$427,676/mo (50% DSR)
Upfront cash ≈ HK$29.49M (deposit + AVD stamp duty HK$2,832,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,757
−HK$13,342/mo
▼ 0.25% · 3.875%
HK$219,375
−HK$6,724/mo
Today · 4.125%
HK$226,099
baseline
▲ 0.50% · 4.625%
HK$239,856
+HK$13,757/mo
Deposit HK$19.99M · loan HK$46.65M · min. income ≈ HK$452,198/mo (50% DSR)
Upfront cash ≈ HK$22.83M (deposit + AVD stamp duty HK$2,832,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,690
−HK$12,788/mo
▼ 0.25% · 3.875%
HK$243,038
−HK$6,440/mo
Today · 4.125%
HK$249,478
baseline
▲ 0.50% · 4.625%
HK$262,628
+HK$13,150/mo
Deposit HK$19.99M · loan HK$46.65M · min. income ≈ HK$498,956/mo (50% DSR)
Upfront cash ≈ HK$22.83M (deposit + AVD stamp duty HK$2,832,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,545
−HK$17,154/mo
▼ 0.25% · 3.875%
HK$282,054
−HK$8,645/mo
Today · 4.125%
HK$290,699
baseline
▲ 0.50% · 4.625%
HK$308,387
+HK$17,688/mo
Deposit HK$6.66M · loan HK$59.98M · min. income ≈ HK$581,398/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$2,832,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$304,316
−HK$16,441/mo
▼ 0.25% · 3.875%
HK$312,478
−HK$8,279/mo
Today · 4.125%
HK$320,757
baseline
▲ 0.50% · 4.625%
HK$337,665
+HK$16,908/mo
Deposit HK$6.66M · loan HK$59.98M · min. income ≈ HK$641,514/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$2,832,445 · Scale 2, in force from 26 Feb 2026)