LTV · monthly repayment
▼ 0.50% · 3.625%
HK$151,970
−HK$9,530/mo
▼ 0.25% · 3.875%
HK$156,697
−HK$4,803/mo
Today · 4.125%
HK$161,500
baseline
▲ 0.50% · 4.625%
HK$171,327
+HK$9,827/mo
Deposit HK$33.32M · loan HK$33.32M · min. income ≈ HK$323,000/mo (50% DSR)
Upfront cash ≈ HK$36.16M (deposit + AVD stamp duty HK$2,832,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,065
−HK$9,135/mo
▼ 0.25% · 3.875%
HK$173,600
−HK$4,600/mo
Today · 4.125%
HK$178,200
baseline
▲ 0.50% · 4.625%
HK$187,593
+HK$9,393/mo
Deposit HK$33.32M · loan HK$33.32M · min. income ≈ HK$356,400/mo (50% DSR)
Upfront cash ≈ HK$36.16M (deposit + AVD stamp duty HK$2,832,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,364
−HK$11,436/mo
▼ 0.25% · 3.875%
HK$188,037
−HK$5,763/mo
Today · 4.125%
HK$193,800
baseline
▲ 0.50% · 4.625%
HK$205,593
+HK$11,793/mo
Deposit HK$26.66M · loan HK$39.99M · min. income ≈ HK$387,600/mo (50% DSR)
Upfront cash ≈ HK$29.49M (deposit + AVD stamp duty HK$2,832,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,879
−HK$10,960/mo
▼ 0.25% · 3.875%
HK$208,320
−HK$5,519/mo
Today · 4.125%
HK$213,839
baseline
▲ 0.50% · 4.625%
HK$225,111
+HK$11,272/mo
Deposit HK$26.66M · loan HK$39.99M · min. income ≈ HK$427,678/mo (50% DSR)
Upfront cash ≈ HK$29.49M (deposit + AVD stamp duty HK$2,832,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,758
−HK$13,342/mo
▼ 0.25% · 3.875%
HK$219,376
−HK$6,724/mo
Today · 4.125%
HK$226,100
baseline
▲ 0.50% · 4.625%
HK$239,858
+HK$13,758/mo
Deposit HK$19.99M · loan HK$46.65M · min. income ≈ HK$452,200/mo (50% DSR)
Upfront cash ≈ HK$22.83M (deposit + AVD stamp duty HK$2,832,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,692
−HK$12,787/mo
▼ 0.25% · 3.875%
HK$243,040
−HK$6,439/mo
Today · 4.125%
HK$249,479
baseline
▲ 0.50% · 4.625%
HK$262,630
+HK$13,151/mo
Deposit HK$19.99M · loan HK$46.65M · min. income ≈ HK$498,958/mo (50% DSR)
Upfront cash ≈ HK$22.83M (deposit + AVD stamp duty HK$2,832,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,547
−HK$17,153/mo
▼ 0.25% · 3.875%
HK$282,055
−HK$8,645/mo
Today · 4.125%
HK$290,700
baseline
▲ 0.50% · 4.625%
HK$308,389
+HK$17,689/mo
Deposit HK$6.66M · loan HK$59.98M · min. income ≈ HK$581,400/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$2,832,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$304,318
−HK$16,441/mo
▼ 0.25% · 3.875%
HK$312,479
−HK$8,280/mo
Today · 4.125%
HK$320,759
baseline
▲ 0.50% · 4.625%
HK$337,667
+HK$16,908/mo
Deposit HK$6.66M · loan HK$59.98M · min. income ≈ HK$641,518/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$2,832,462 · Scale 2, in force from 26 Feb 2026)