LTV · monthly repayment
▼ 0.50% · 3.625%
HK$151,981
−HK$9,531/mo
▼ 0.25% · 3.875%
HK$156,709
−HK$4,803/mo
Today · 4.125%
HK$161,512
baseline
▲ 0.50% · 4.625%
HK$171,340
+HK$9,828/mo
Deposit HK$33.33M · loan HK$33.33M · min. income ≈ HK$323,024/mo (50% DSR)
Upfront cash ≈ HK$36.16M (deposit + AVD stamp duty HK$2,832,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,078
−HK$9,134/mo
▼ 0.25% · 3.875%
HK$173,612
−HK$4,600/mo
Today · 4.125%
HK$178,212
baseline
▲ 0.50% · 4.625%
HK$187,606
+HK$9,394/mo
Deposit HK$33.33M · loan HK$33.33M · min. income ≈ HK$356,424/mo (50% DSR)
Upfront cash ≈ HK$36.16M (deposit + AVD stamp duty HK$2,832,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,378
−HK$11,436/mo
▼ 0.25% · 3.875%
HK$188,051
−HK$5,763/mo
Today · 4.125%
HK$193,814
baseline
▲ 0.50% · 4.625%
HK$205,607
+HK$11,793/mo
Deposit HK$26.66M · loan HK$39.99M · min. income ≈ HK$387,628/mo (50% DSR)
Upfront cash ≈ HK$29.49M (deposit + AVD stamp duty HK$2,832,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,893
−HK$10,962/mo
▼ 0.25% · 3.875%
HK$208,335
−HK$5,520/mo
Today · 4.125%
HK$213,855
baseline
▲ 0.50% · 4.625%
HK$225,128
+HK$11,273/mo
Deposit HK$26.66M · loan HK$39.99M · min. income ≈ HK$427,710/mo (50% DSR)
Upfront cash ≈ HK$29.49M (deposit + AVD stamp duty HK$2,832,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,774
−HK$13,343/mo
▼ 0.25% · 3.875%
HK$219,392
−HK$6,725/mo
Today · 4.125%
HK$226,117
baseline
▲ 0.50% · 4.625%
HK$239,875
+HK$13,758/mo
Deposit HK$20.00M · loan HK$46.66M · min. income ≈ HK$452,234/mo (50% DSR)
Upfront cash ≈ HK$22.83M (deposit + AVD stamp duty HK$2,832,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,709
−HK$12,788/mo
▼ 0.25% · 3.875%
HK$243,057
−HK$6,440/mo
Today · 4.125%
HK$249,497
baseline
▲ 0.50% · 4.625%
HK$262,649
+HK$13,152/mo
Deposit HK$20.00M · loan HK$46.66M · min. income ≈ HK$498,994/mo (50% DSR)
Upfront cash ≈ HK$22.83M (deposit + AVD stamp duty HK$2,832,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,566
−HK$17,155/mo
▼ 0.25% · 3.875%
HK$282,076
−HK$8,645/mo
Today · 4.125%
HK$290,721
baseline
▲ 0.50% · 4.625%
HK$308,411
+HK$17,690/mo
Deposit HK$6.67M · loan HK$59.99M · min. income ≈ HK$581,442/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$2,832,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$304,340
−HK$16,442/mo
▼ 0.25% · 3.875%
HK$312,502
−HK$8,280/mo
Today · 4.125%
HK$320,782
baseline
▲ 0.50% · 4.625%
HK$337,691
+HK$16,909/mo
Deposit HK$6.67M · loan HK$59.99M · min. income ≈ HK$641,564/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$2,832,667 · Scale 2, in force from 26 Feb 2026)