LTV · monthly repayment
▼ 0.50% · 3.625%
HK$151,994
−HK$9,531/mo
▼ 0.25% · 3.875%
HK$156,722
−HK$4,803/mo
Today · 4.125%
HK$161,525
baseline
▲ 0.50% · 4.625%
HK$171,354
+HK$9,829/mo
Deposit HK$33.33M · loan HK$33.33M · min. income ≈ HK$323,050/mo (50% DSR)
Upfront cash ≈ HK$36.16M (deposit + AVD stamp duty HK$2,832,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,092
−HK$9,135/mo
▼ 0.25% · 3.875%
HK$173,627
−HK$4,600/mo
Today · 4.125%
HK$178,227
baseline
▲ 0.50% · 4.625%
HK$187,622
+HK$9,395/mo
Deposit HK$33.33M · loan HK$33.33M · min. income ≈ HK$356,454/mo (50% DSR)
Upfront cash ≈ HK$36.16M (deposit + AVD stamp duty HK$2,832,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,393
−HK$11,437/mo
▼ 0.25% · 3.875%
HK$188,066
−HK$5,764/mo
Today · 4.125%
HK$193,830
baseline
▲ 0.50% · 4.625%
HK$205,624
+HK$11,794/mo
Deposit HK$26.66M · loan HK$39.99M · min. income ≈ HK$387,660/mo (50% DSR)
Upfront cash ≈ HK$29.50M (deposit + AVD stamp duty HK$2,832,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,910
−HK$10,963/mo
▼ 0.25% · 3.875%
HK$208,352
−HK$5,521/mo
Today · 4.125%
HK$213,873
baseline
▲ 0.50% · 4.625%
HK$225,146
+HK$11,273/mo
Deposit HK$26.66M · loan HK$39.99M · min. income ≈ HK$427,746/mo (50% DSR)
Upfront cash ≈ HK$29.50M (deposit + AVD stamp duty HK$2,832,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,791
−HK$13,344/mo
▼ 0.25% · 3.875%
HK$219,410
−HK$6,725/mo
Today · 4.125%
HK$226,135
baseline
▲ 0.50% · 4.625%
HK$239,895
+HK$13,760/mo
Deposit HK$20.00M · loan HK$46.66M · min. income ≈ HK$452,270/mo (50% DSR)
Upfront cash ≈ HK$22.83M (deposit + AVD stamp duty HK$2,832,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,728
−HK$12,790/mo
▼ 0.25% · 3.875%
HK$243,077
−HK$6,441/mo
Today · 4.125%
HK$249,518
baseline
▲ 0.50% · 4.625%
HK$262,670
+HK$13,152/mo
Deposit HK$20.00M · loan HK$46.66M · min. income ≈ HK$499,036/mo (50% DSR)
Upfront cash ≈ HK$22.83M (deposit + AVD stamp duty HK$2,832,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,589
−HK$17,156/mo
▼ 0.25% · 3.875%
HK$282,099
−HK$8,646/mo
Today · 4.125%
HK$290,745
baseline
▲ 0.50% · 4.625%
HK$308,437
+HK$17,692/mo
Deposit HK$6.67M · loan HK$59.99M · min. income ≈ HK$581,490/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$2,832,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$304,365
−HK$16,444/mo
▼ 0.25% · 3.875%
HK$312,528
−HK$8,281/mo
Today · 4.125%
HK$320,809
baseline
▲ 0.50% · 4.625%
HK$337,719
+HK$16,910/mo
Deposit HK$6.67M · loan HK$59.99M · min. income ≈ HK$641,618/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$2,832,901 · Scale 2, in force from 26 Feb 2026)