LTV · monthly repayment
▼ 0.50% · 3.625%
HK$151,999
−HK$9,531/mo
▼ 0.25% · 3.875%
HK$156,727
−HK$4,803/mo
Today · 4.125%
HK$161,530
baseline
▲ 0.50% · 4.625%
HK$171,359
+HK$9,829/mo
Deposit HK$33.33M · loan HK$33.33M · min. income ≈ HK$323,060/mo (50% DSR)
Upfront cash ≈ HK$36.16M (deposit + AVD stamp duty HK$2,832,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,097
−HK$9,136/mo
▼ 0.25% · 3.875%
HK$173,632
−HK$4,601/mo
Today · 4.125%
HK$178,233
baseline
▲ 0.50% · 4.625%
HK$187,628
+HK$9,395/mo
Deposit HK$33.33M · loan HK$33.33M · min. income ≈ HK$356,466/mo (50% DSR)
Upfront cash ≈ HK$36.16M (deposit + AVD stamp duty HK$2,832,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,398
−HK$11,438/mo
▼ 0.25% · 3.875%
HK$188,072
−HK$5,764/mo
Today · 4.125%
HK$193,836
baseline
▲ 0.50% · 4.625%
HK$205,631
+HK$11,795/mo
Deposit HK$26.66M · loan HK$40.00M · min. income ≈ HK$387,672/mo (50% DSR)
Upfront cash ≈ HK$29.50M (deposit + AVD stamp duty HK$2,832,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,916
−HK$10,963/mo
▼ 0.25% · 3.875%
HK$208,358
−HK$5,521/mo
Today · 4.125%
HK$213,879
baseline
▲ 0.50% · 4.625%
HK$225,153
+HK$11,274/mo
Deposit HK$26.66M · loan HK$40.00M · min. income ≈ HK$427,758/mo (50% DSR)
Upfront cash ≈ HK$29.50M (deposit + AVD stamp duty HK$2,832,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,798
−HK$13,344/mo
▼ 0.25% · 3.875%
HK$219,417
−HK$6,725/mo
Today · 4.125%
HK$226,142
baseline
▲ 0.50% · 4.625%
HK$239,903
+HK$13,761/mo
Deposit HK$20.00M · loan HK$46.66M · min. income ≈ HK$452,284/mo (50% DSR)
Upfront cash ≈ HK$22.83M (deposit + AVD stamp duty HK$2,832,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,736
−HK$12,790/mo
▼ 0.25% · 3.875%
HK$243,085
−HK$6,441/mo
Today · 4.125%
HK$249,526
baseline
▲ 0.50% · 4.625%
HK$262,679
+HK$13,153/mo
Deposit HK$20.00M · loan HK$46.66M · min. income ≈ HK$499,052/mo (50% DSR)
Upfront cash ≈ HK$22.83M (deposit + AVD stamp duty HK$2,832,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,598
−HK$17,157/mo
▼ 0.25% · 3.875%
HK$282,108
−HK$8,647/mo
Today · 4.125%
HK$290,755
baseline
▲ 0.50% · 4.625%
HK$308,446
+HK$17,691/mo
Deposit HK$6.67M · loan HK$59.99M · min. income ≈ HK$581,510/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$2,832,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$304,375
−HK$16,444/mo
▼ 0.25% · 3.875%
HK$312,538
−HK$8,281/mo
Today · 4.125%
HK$320,819
baseline
▲ 0.50% · 4.625%
HK$337,730
+HK$16,911/mo
Deposit HK$6.67M · loan HK$59.99M · min. income ≈ HK$641,638/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$2,832,990 · Scale 2, in force from 26 Feb 2026)