LTV · monthly repayment
▼ 0.50% · 3.625%
HK$151,999
−HK$9,532/mo
▼ 0.25% · 3.875%
HK$156,727
−HK$4,804/mo
Today · 4.125%
HK$161,531
baseline
▲ 0.50% · 4.625%
HK$171,360
+HK$9,829/mo
Deposit HK$33.33M · loan HK$33.33M · min. income ≈ HK$323,062/mo (50% DSR)
Upfront cash ≈ HK$36.16M (deposit + AVD stamp duty HK$2,833,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,098
−HK$9,136/mo
▼ 0.25% · 3.875%
HK$173,633
−HK$4,601/mo
Today · 4.125%
HK$178,234
baseline
▲ 0.50% · 4.625%
HK$187,629
+HK$9,395/mo
Deposit HK$33.33M · loan HK$33.33M · min. income ≈ HK$356,468/mo (50% DSR)
Upfront cash ≈ HK$36.16M (deposit + AVD stamp duty HK$2,833,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,399
−HK$11,438/mo
▼ 0.25% · 3.875%
HK$188,073
−HK$5,764/mo
Today · 4.125%
HK$193,837
baseline
▲ 0.50% · 4.625%
HK$205,632
+HK$11,795/mo
Deposit HK$26.66M · loan HK$40.00M · min. income ≈ HK$387,674/mo (50% DSR)
Upfront cash ≈ HK$29.50M (deposit + AVD stamp duty HK$2,833,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,917
−HK$10,963/mo
▼ 0.25% · 3.875%
HK$208,360
−HK$5,520/mo
Today · 4.125%
HK$213,880
baseline
▲ 0.50% · 4.625%
HK$225,154
+HK$11,274/mo
Deposit HK$26.66M · loan HK$40.00M · min. income ≈ HK$427,760/mo (50% DSR)
Upfront cash ≈ HK$29.50M (deposit + AVD stamp duty HK$2,833,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,799
−HK$13,345/mo
▼ 0.25% · 3.875%
HK$219,418
−HK$6,726/mo
Today · 4.125%
HK$226,144
baseline
▲ 0.50% · 4.625%
HK$239,904
+HK$13,760/mo
Deposit HK$20.00M · loan HK$46.66M · min. income ≈ HK$452,288/mo (50% DSR)
Upfront cash ≈ HK$22.83M (deposit + AVD stamp duty HK$2,833,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,737
−HK$12,790/mo
▼ 0.25% · 3.875%
HK$243,086
−HK$6,441/mo
Today · 4.125%
HK$249,527
baseline
▲ 0.50% · 4.625%
HK$262,680
+HK$13,153/mo
Deposit HK$20.00M · loan HK$46.66M · min. income ≈ HK$499,054/mo (50% DSR)
Upfront cash ≈ HK$22.83M (deposit + AVD stamp duty HK$2,833,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,599
−HK$17,157/mo
▼ 0.25% · 3.875%
HK$282,109
−HK$8,647/mo
Today · 4.125%
HK$290,756
baseline
▲ 0.50% · 4.625%
HK$308,448
+HK$17,692/mo
Deposit HK$6.67M · loan HK$59.99M · min. income ≈ HK$581,512/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$2,833,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$304,376
−HK$16,445/mo
▼ 0.25% · 3.875%
HK$312,539
−HK$8,282/mo
Today · 4.125%
HK$320,821
baseline
▲ 0.50% · 4.625%
HK$337,731
+HK$16,910/mo
Deposit HK$6.67M · loan HK$59.99M · min. income ≈ HK$641,642/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$2,833,004 · Scale 2, in force from 26 Feb 2026)