LTV · monthly repayment
▼ 0.50% · 3.625%
HK$152,009
−HK$9,533/mo
▼ 0.25% · 3.875%
HK$156,738
−HK$4,804/mo
Today · 4.125%
HK$161,542
baseline
▲ 0.50% · 4.625%
HK$171,371
+HK$9,829/mo
Deposit HK$33.33M · loan HK$33.33M · min. income ≈ HK$323,084/mo (50% DSR)
Upfront cash ≈ HK$36.16M (deposit + AVD stamp duty HK$2,833,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,109
−HK$9,136/mo
▼ 0.25% · 3.875%
HK$173,644
−HK$4,601/mo
Today · 4.125%
HK$178,245
baseline
▲ 0.50% · 4.625%
HK$187,641
+HK$9,396/mo
Deposit HK$33.33M · loan HK$33.33M · min. income ≈ HK$356,490/mo (50% DSR)
Upfront cash ≈ HK$36.16M (deposit + AVD stamp duty HK$2,833,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,411
−HK$11,439/mo
▼ 0.25% · 3.875%
HK$188,085
−HK$5,765/mo
Today · 4.125%
HK$193,850
baseline
▲ 0.50% · 4.625%
HK$205,645
+HK$11,795/mo
Deposit HK$26.67M · loan HK$40.00M · min. income ≈ HK$387,700/mo (50% DSR)
Upfront cash ≈ HK$29.50M (deposit + AVD stamp duty HK$2,833,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,931
−HK$10,963/mo
▼ 0.25% · 3.875%
HK$208,373
−HK$5,521/mo
Today · 4.125%
HK$213,894
baseline
▲ 0.50% · 4.625%
HK$225,169
+HK$11,275/mo
Deposit HK$26.67M · loan HK$40.00M · min. income ≈ HK$427,788/mo (50% DSR)
Upfront cash ≈ HK$29.50M (deposit + AVD stamp duty HK$2,833,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,813
−HK$13,345/mo
▼ 0.25% · 3.875%
HK$219,433
−HK$6,725/mo
Today · 4.125%
HK$226,158
baseline
▲ 0.50% · 4.625%
HK$239,920
+HK$13,762/mo
Deposit HK$20.00M · loan HK$46.66M · min. income ≈ HK$452,316/mo (50% DSR)
Upfront cash ≈ HK$22.83M (deposit + AVD stamp duty HK$2,833,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,753
−HK$12,791/mo
▼ 0.25% · 3.875%
HK$243,102
−HK$6,442/mo
Today · 4.125%
HK$249,544
baseline
▲ 0.50% · 4.625%
HK$262,697
+HK$13,153/mo
Deposit HK$20.00M · loan HK$46.66M · min. income ≈ HK$499,088/mo (50% DSR)
Upfront cash ≈ HK$22.83M (deposit + AVD stamp duty HK$2,833,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,617
−HK$17,158/mo
▼ 0.25% · 3.875%
HK$282,128
−HK$8,647/mo
Today · 4.125%
HK$290,775
baseline
▲ 0.50% · 4.625%
HK$308,468
+HK$17,693/mo
Deposit HK$6.67M · loan HK$60.00M · min. income ≈ HK$581,550/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$2,833,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$304,396
−HK$16,446/mo
▼ 0.25% · 3.875%
HK$312,560
−HK$8,282/mo
Today · 4.125%
HK$320,842
baseline
▲ 0.50% · 4.625%
HK$337,754
+HK$16,912/mo
Deposit HK$6.67M · loan HK$60.00M · min. income ≈ HK$641,684/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$2,833,191 · Scale 2, in force from 26 Feb 2026)