LTV · monthly repayment
▼ 0.50% · 3.625%
HK$152,013
−HK$9,532/mo
▼ 0.25% · 3.875%
HK$156,741
−HK$4,804/mo
Today · 4.125%
HK$161,545
baseline
▲ 0.50% · 4.625%
HK$171,375
+HK$9,830/mo
Deposit HK$33.33M · loan HK$33.33M · min. income ≈ HK$323,090/mo (50% DSR)
Upfront cash ≈ HK$36.17M (deposit + AVD stamp duty HK$2,833,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,112
−HK$9,137/mo
▼ 0.25% · 3.875%
HK$173,648
−HK$4,601/mo
Today · 4.125%
HK$178,249
baseline
▲ 0.50% · 4.625%
HK$187,645
+HK$9,396/mo
Deposit HK$33.33M · loan HK$33.33M · min. income ≈ HK$356,498/mo (50% DSR)
Upfront cash ≈ HK$36.17M (deposit + AVD stamp duty HK$2,833,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,415
−HK$11,439/mo
▼ 0.25% · 3.875%
HK$188,089
−HK$5,765/mo
Today · 4.125%
HK$193,854
baseline
▲ 0.50% · 4.625%
HK$205,650
+HK$11,796/mo
Deposit HK$26.67M · loan HK$40.00M · min. income ≈ HK$387,708/mo (50% DSR)
Upfront cash ≈ HK$29.50M (deposit + AVD stamp duty HK$2,833,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,935
−HK$10,964/mo
▼ 0.25% · 3.875%
HK$208,378
−HK$5,521/mo
Today · 4.125%
HK$213,899
baseline
▲ 0.50% · 4.625%
HK$225,174
+HK$11,275/mo
Deposit HK$26.67M · loan HK$40.00M · min. income ≈ HK$427,798/mo (50% DSR)
Upfront cash ≈ HK$29.50M (deposit + AVD stamp duty HK$2,833,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,818
−HK$13,345/mo
▼ 0.25% · 3.875%
HK$219,437
−HK$6,726/mo
Today · 4.125%
HK$226,163
baseline
▲ 0.50% · 4.625%
HK$239,925
+HK$13,762/mo
Deposit HK$20.00M · loan HK$46.67M · min. income ≈ HK$452,326/mo (50% DSR)
Upfront cash ≈ HK$22.83M (deposit + AVD stamp duty HK$2,833,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,757
−HK$12,792/mo
▼ 0.25% · 3.875%
HK$243,107
−HK$6,442/mo
Today · 4.125%
HK$249,549
baseline
▲ 0.50% · 4.625%
HK$262,703
+HK$13,154/mo
Deposit HK$20.00M · loan HK$46.67M · min. income ≈ HK$499,098/mo (50% DSR)
Upfront cash ≈ HK$22.83M (deposit + AVD stamp duty HK$2,833,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,623
−HK$17,158/mo
▼ 0.25% · 3.875%
HK$282,134
−HK$8,647/mo
Today · 4.125%
HK$290,781
baseline
▲ 0.50% · 4.625%
HK$308,475
+HK$17,694/mo
Deposit HK$6.67M · loan HK$60.00M · min. income ≈ HK$581,562/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$2,833,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$304,402
−HK$16,446/mo
▼ 0.25% · 3.875%
HK$312,566
−HK$8,282/mo
Today · 4.125%
HK$320,848
baseline
▲ 0.50% · 4.625%
HK$337,761
+HK$16,913/mo
Deposit HK$6.67M · loan HK$60.00M · min. income ≈ HK$641,696/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$2,833,250 · Scale 2, in force from 26 Feb 2026)