LTV · monthly repayment
▼ 0.50% · 3.625%
HK$152,018
−HK$9,532/mo
▼ 0.25% · 3.875%
HK$156,746
−HK$4,804/mo
Today · 4.125%
HK$161,550
baseline
▲ 0.50% · 4.625%
HK$171,380
+HK$9,830/mo
Deposit HK$33.33M · loan HK$33.33M · min. income ≈ HK$323,100/mo (50% DSR)
Upfront cash ≈ HK$36.17M (deposit + AVD stamp duty HK$2,833,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,118
−HK$9,137/mo
▼ 0.25% · 3.875%
HK$173,654
−HK$4,601/mo
Today · 4.125%
HK$178,255
baseline
▲ 0.50% · 4.625%
HK$187,651
+HK$9,396/mo
Deposit HK$33.33M · loan HK$33.33M · min. income ≈ HK$356,510/mo (50% DSR)
Upfront cash ≈ HK$36.17M (deposit + AVD stamp duty HK$2,833,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,421
−HK$11,440/mo
▼ 0.25% · 3.875%
HK$188,095
−HK$5,766/mo
Today · 4.125%
HK$193,861
baseline
▲ 0.50% · 4.625%
HK$205,657
+HK$11,796/mo
Deposit HK$26.67M · loan HK$40.00M · min. income ≈ HK$387,722/mo (50% DSR)
Upfront cash ≈ HK$29.50M (deposit + AVD stamp duty HK$2,833,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,942
−HK$10,964/mo
▼ 0.25% · 3.875%
HK$208,384
−HK$5,522/mo
Today · 4.125%
HK$213,906
baseline
▲ 0.50% · 4.625%
HK$225,181
+HK$11,275/mo
Deposit HK$26.67M · loan HK$40.00M · min. income ≈ HK$427,812/mo (50% DSR)
Upfront cash ≈ HK$29.50M (deposit + AVD stamp duty HK$2,833,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,825
−HK$13,346/mo
▼ 0.25% · 3.875%
HK$219,445
−HK$6,726/mo
Today · 4.125%
HK$226,171
baseline
▲ 0.50% · 4.625%
HK$239,933
+HK$13,762/mo
Deposit HK$20.00M · loan HK$46.67M · min. income ≈ HK$452,342/mo (50% DSR)
Upfront cash ≈ HK$22.83M (deposit + AVD stamp duty HK$2,833,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,765
−HK$12,792/mo
▼ 0.25% · 3.875%
HK$243,115
−HK$6,442/mo
Today · 4.125%
HK$249,557
baseline
▲ 0.50% · 4.625%
HK$262,711
+HK$13,154/mo
Deposit HK$20.00M · loan HK$46.67M · min. income ≈ HK$499,114/mo (50% DSR)
Upfront cash ≈ HK$22.83M (deposit + AVD stamp duty HK$2,833,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,632
−HK$17,159/mo
▼ 0.25% · 3.875%
HK$282,143
−HK$8,648/mo
Today · 4.125%
HK$290,791
baseline
▲ 0.50% · 4.625%
HK$308,485
+HK$17,694/mo
Deposit HK$6.67M · loan HK$60.00M · min. income ≈ HK$581,582/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$2,833,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$304,413
−HK$16,446/mo
▼ 0.25% · 3.875%
HK$312,577
−HK$8,282/mo
Today · 4.125%
HK$320,859
baseline
▲ 0.50% · 4.625%
HK$337,772
+HK$16,913/mo
Deposit HK$6.67M · loan HK$60.00M · min. income ≈ HK$641,718/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$2,833,343 · Scale 2, in force from 26 Feb 2026)