LTV · monthly repayment
▼ 0.50% · 3.625%
HK$152,025
−HK$9,533/mo
▼ 0.25% · 3.875%
HK$156,754
−HK$4,804/mo
Today · 4.125%
HK$161,558
baseline
▲ 0.50% · 4.625%
HK$171,389
+HK$9,831/mo
Deposit HK$33.34M · loan HK$33.34M · min. income ≈ HK$323,116/mo (50% DSR)
Upfront cash ≈ HK$36.17M (deposit + AVD stamp duty HK$2,833,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,126
−HK$9,137/mo
▼ 0.25% · 3.875%
HK$173,662
−HK$4,601/mo
Today · 4.125%
HK$178,263
baseline
▲ 0.50% · 4.625%
HK$187,660
+HK$9,397/mo
Deposit HK$33.34M · loan HK$33.34M · min. income ≈ HK$356,526/mo (50% DSR)
Upfront cash ≈ HK$36.17M (deposit + AVD stamp duty HK$2,833,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,430
−HK$11,440/mo
▼ 0.25% · 3.875%
HK$188,104
−HK$5,766/mo
Today · 4.125%
HK$193,870
baseline
▲ 0.50% · 4.625%
HK$205,666
+HK$11,796/mo
Deposit HK$26.67M · loan HK$40.00M · min. income ≈ HK$387,740/mo (50% DSR)
Upfront cash ≈ HK$29.50M (deposit + AVD stamp duty HK$2,833,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,951
−HK$10,965/mo
▼ 0.25% · 3.875%
HK$208,394
−HK$5,522/mo
Today · 4.125%
HK$213,916
baseline
▲ 0.50% · 4.625%
HK$225,192
+HK$11,276/mo
Deposit HK$26.67M · loan HK$40.00M · min. income ≈ HK$427,832/mo (50% DSR)
Upfront cash ≈ HK$29.50M (deposit + AVD stamp duty HK$2,833,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,835
−HK$13,346/mo
▼ 0.25% · 3.875%
HK$219,455
−HK$6,726/mo
Today · 4.125%
HK$226,181
baseline
▲ 0.50% · 4.625%
HK$239,944
+HK$13,763/mo
Deposit HK$20.00M · loan HK$46.67M · min. income ≈ HK$452,362/mo (50% DSR)
Upfront cash ≈ HK$22.83M (deposit + AVD stamp duty HK$2,833,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,777
−HK$12,792/mo
▼ 0.25% · 3.875%
HK$243,127
−HK$6,442/mo
Today · 4.125%
HK$249,569
baseline
▲ 0.50% · 4.625%
HK$262,724
+HK$13,155/mo
Deposit HK$20.00M · loan HK$46.67M · min. income ≈ HK$499,138/mo (50% DSR)
Upfront cash ≈ HK$22.83M (deposit + AVD stamp duty HK$2,833,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,645
−HK$17,160/mo
▼ 0.25% · 3.875%
HK$282,157
−HK$8,648/mo
Today · 4.125%
HK$290,805
baseline
▲ 0.50% · 4.625%
HK$308,499
+HK$17,694/mo
Deposit HK$6.67M · loan HK$60.00M · min. income ≈ HK$581,610/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$2,833,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$304,427
−HK$16,447/mo
▼ 0.25% · 3.875%
HK$312,592
−HK$8,282/mo
Today · 4.125%
HK$320,874
baseline
▲ 0.50% · 4.625%
HK$337,788
+HK$16,914/mo
Deposit HK$6.67M · loan HK$60.00M · min. income ≈ HK$641,748/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$2,833,478 · Scale 2, in force from 26 Feb 2026)