LTV · monthly repayment
▼ 0.50% · 3.625%
HK$152,026
−HK$9,534/mo
▼ 0.25% · 3.875%
HK$156,755
−HK$4,805/mo
Today · 4.125%
HK$161,560
baseline
▲ 0.50% · 4.625%
HK$171,390
+HK$9,830/mo
Deposit HK$33.34M · loan HK$33.34M · min. income ≈ HK$323,120/mo (50% DSR)
Upfront cash ≈ HK$36.17M (deposit + AVD stamp duty HK$2,833,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,128
−HK$9,137/mo
▼ 0.25% · 3.875%
HK$173,664
−HK$4,601/mo
Today · 4.125%
HK$178,265
baseline
▲ 0.50% · 4.625%
HK$187,662
+HK$9,397/mo
Deposit HK$33.34M · loan HK$33.34M · min. income ≈ HK$356,530/mo (50% DSR)
Upfront cash ≈ HK$36.17M (deposit + AVD stamp duty HK$2,833,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,432
−HK$11,440/mo
▼ 0.25% · 3.875%
HK$188,106
−HK$5,766/mo
Today · 4.125%
HK$193,872
baseline
▲ 0.50% · 4.625%
HK$205,668
+HK$11,796/mo
Deposit HK$26.67M · loan HK$40.00M · min. income ≈ HK$387,744/mo (50% DSR)
Upfront cash ≈ HK$29.50M (deposit + AVD stamp duty HK$2,833,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,953
−HK$10,965/mo
▼ 0.25% · 3.875%
HK$208,397
−HK$5,521/mo
Today · 4.125%
HK$213,918
baseline
▲ 0.50% · 4.625%
HK$225,194
+HK$11,276/mo
Deposit HK$26.67M · loan HK$40.00M · min. income ≈ HK$427,836/mo (50% DSR)
Upfront cash ≈ HK$29.50M (deposit + AVD stamp duty HK$2,833,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,837
−HK$13,347/mo
▼ 0.25% · 3.875%
HK$219,457
−HK$6,727/mo
Today · 4.125%
HK$226,184
baseline
▲ 0.50% · 4.625%
HK$239,947
+HK$13,763/mo
Deposit HK$20.00M · loan HK$46.67M · min. income ≈ HK$452,368/mo (50% DSR)
Upfront cash ≈ HK$22.83M (deposit + AVD stamp duty HK$2,833,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,779
−HK$12,793/mo
▼ 0.25% · 3.875%
HK$243,129
−HK$6,443/mo
Today · 4.125%
HK$249,572
baseline
▲ 0.50% · 4.625%
HK$262,727
+HK$13,155/mo
Deposit HK$20.00M · loan HK$46.67M · min. income ≈ HK$499,144/mo (50% DSR)
Upfront cash ≈ HK$22.83M (deposit + AVD stamp duty HK$2,833,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,648
−HK$17,160/mo
▼ 0.25% · 3.875%
HK$282,160
−HK$8,648/mo
Today · 4.125%
HK$290,808
baseline
▲ 0.50% · 4.625%
HK$308,503
+HK$17,695/mo
Deposit HK$6.67M · loan HK$60.00M · min. income ≈ HK$581,616/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$2,833,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$304,430
−HK$16,448/mo
▼ 0.25% · 3.875%
HK$312,595
−HK$8,283/mo
Today · 4.125%
HK$320,878
baseline
▲ 0.50% · 4.625%
HK$337,792
+HK$16,914/mo
Deposit HK$6.67M · loan HK$60.00M · min. income ≈ HK$641,756/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$2,833,508 · Scale 2, in force from 26 Feb 2026)