LTV · monthly repayment
▼ 0.50% · 3.625%
HK$152,086
−HK$9,537/mo
▼ 0.25% · 3.875%
HK$156,816
−HK$4,807/mo
Today · 4.125%
HK$161,623
baseline
▲ 0.50% · 4.625%
HK$171,457
+HK$9,834/mo
Deposit HK$33.35M · loan HK$33.35M · min. income ≈ HK$323,246/mo (50% DSR)
Upfront cash ≈ HK$36.18M (deposit + AVD stamp duty HK$2,834,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,194
−HK$9,141/mo
▼ 0.25% · 3.875%
HK$173,732
−HK$4,603/mo
Today · 4.125%
HK$178,335
baseline
▲ 0.50% · 4.625%
HK$187,735
+HK$9,400/mo
Deposit HK$33.35M · loan HK$33.35M · min. income ≈ HK$356,670/mo (50% DSR)
Upfront cash ≈ HK$36.18M (deposit + AVD stamp duty HK$2,834,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,503
−HK$11,444/mo
▼ 0.25% · 3.875%
HK$188,180
−HK$5,767/mo
Today · 4.125%
HK$193,947
baseline
▲ 0.50% · 4.625%
HK$205,749
+HK$11,802/mo
Deposit HK$26.68M · loan HK$40.02M · min. income ≈ HK$387,894/mo (50% DSR)
Upfront cash ≈ HK$29.51M (deposit + AVD stamp duty HK$2,834,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,033
−HK$10,969/mo
▼ 0.25% · 3.875%
HK$208,478
−HK$5,524/mo
Today · 4.125%
HK$214,002
baseline
▲ 0.50% · 4.625%
HK$225,282
+HK$11,280/mo
Deposit HK$26.68M · loan HK$40.02M · min. income ≈ HK$428,004/mo (50% DSR)
Upfront cash ≈ HK$29.51M (deposit + AVD stamp duty HK$2,834,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,920
−HK$13,352/mo
▼ 0.25% · 3.875%
HK$219,543
−HK$6,729/mo
Today · 4.125%
HK$226,272
baseline
▲ 0.50% · 4.625%
HK$240,040
+HK$13,768/mo
Deposit HK$20.01M · loan HK$46.69M · min. income ≈ HK$452,544/mo (50% DSR)
Upfront cash ≈ HK$22.84M (deposit + AVD stamp duty HK$2,834,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,871
−HK$12,798/mo
▼ 0.25% · 3.875%
HK$243,224
−HK$6,445/mo
Today · 4.125%
HK$249,669
baseline
▲ 0.50% · 4.625%
HK$262,829
+HK$13,160/mo
Deposit HK$20.01M · loan HK$46.69M · min. income ≈ HK$499,338/mo (50% DSR)
Upfront cash ≈ HK$22.84M (deposit + AVD stamp duty HK$2,834,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,754
−HK$17,167/mo
▼ 0.25% · 3.875%
HK$282,270
−HK$8,651/mo
Today · 4.125%
HK$290,921
baseline
▲ 0.50% · 4.625%
HK$308,623
+HK$17,702/mo
Deposit HK$6.67M · loan HK$60.03M · min. income ≈ HK$581,842/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$2,834,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$304,549
−HK$16,454/mo
▼ 0.25% · 3.875%
HK$312,717
−HK$8,286/mo
Today · 4.125%
HK$321,003
baseline
▲ 0.50% · 4.625%
HK$337,923
+HK$16,920/mo
Deposit HK$6.67M · loan HK$60.03M · min. income ≈ HK$642,006/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$2,834,613 · Scale 2, in force from 26 Feb 2026)