LTV · monthly repayment
▼ 0.50% · 3.625%
HK$152,108
−HK$9,539/mo
▼ 0.25% · 3.875%
HK$156,840
−HK$4,807/mo
Today · 4.125%
HK$161,647
baseline
▲ 0.50% · 4.625%
HK$171,482
+HK$9,835/mo
Deposit HK$33.35M · loan HK$33.35M · min. income ≈ HK$323,294/mo (50% DSR)
Upfront cash ≈ HK$36.19M (deposit + AVD stamp duty HK$2,835,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,219
−HK$9,142/mo
▼ 0.25% · 3.875%
HK$173,757
−HK$4,604/mo
Today · 4.125%
HK$178,361
baseline
▲ 0.50% · 4.625%
HK$187,763
+HK$9,402/mo
Deposit HK$33.35M · loan HK$33.35M · min. income ≈ HK$356,722/mo (50% DSR)
Upfront cash ≈ HK$36.19M (deposit + AVD stamp duty HK$2,835,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,530
−HK$11,446/mo
▼ 0.25% · 3.875%
HK$188,207
−HK$5,769/mo
Today · 4.125%
HK$193,976
baseline
▲ 0.50% · 4.625%
HK$205,779
+HK$11,803/mo
Deposit HK$26.68M · loan HK$40.02M · min. income ≈ HK$387,952/mo (50% DSR)
Upfront cash ≈ HK$29.52M (deposit + AVD stamp duty HK$2,835,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,063
−HK$10,970/mo
▼ 0.25% · 3.875%
HK$208,509
−HK$5,524/mo
Today · 4.125%
HK$214,033
baseline
▲ 0.50% · 4.625%
HK$225,315
+HK$11,282/mo
Deposit HK$26.68M · loan HK$40.02M · min. income ≈ HK$428,066/mo (50% DSR)
Upfront cash ≈ HK$29.52M (deposit + AVD stamp duty HK$2,835,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,951
−HK$13,354/mo
▼ 0.25% · 3.875%
HK$219,575
−HK$6,730/mo
Today · 4.125%
HK$226,305
baseline
▲ 0.50% · 4.625%
HK$240,075
+HK$13,770/mo
Deposit HK$20.01M · loan HK$46.69M · min. income ≈ HK$452,610/mo (50% DSR)
Upfront cash ≈ HK$22.85M (deposit + AVD stamp duty HK$2,835,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,906
−HK$12,800/mo
▼ 0.25% · 3.875%
HK$243,260
−HK$6,446/mo
Today · 4.125%
HK$249,706
baseline
▲ 0.50% · 4.625%
HK$262,868
+HK$13,162/mo
Deposit HK$20.01M · loan HK$46.69M · min. income ≈ HK$499,412/mo (50% DSR)
Upfront cash ≈ HK$22.85M (deposit + AVD stamp duty HK$2,835,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,795
−HK$17,169/mo
▼ 0.25% · 3.875%
HK$282,311
−HK$8,653/mo
Today · 4.125%
HK$290,964
baseline
▲ 0.50% · 4.625%
HK$308,668
+HK$17,704/mo
Deposit HK$6.67M · loan HK$60.04M · min. income ≈ HK$581,928/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$2,835,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$304,594
−HK$16,456/mo
▼ 0.25% · 3.875%
HK$312,763
−HK$8,287/mo
Today · 4.125%
HK$321,050
baseline
▲ 0.50% · 4.625%
HK$337,973
+HK$16,923/mo
Deposit HK$6.67M · loan HK$60.04M · min. income ≈ HK$642,100/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$2,835,031 · Scale 2, in force from 26 Feb 2026)