LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,213
−HK$954/mo
▼ 0.25% · 3.875%
HK$15,686
−HK$481/mo
Today · 4.125%
HK$16,167
baseline
▲ 0.50% · 4.625%
HK$17,151
+HK$984/mo
Deposit HK$3.34M · loan HK$3.34M · min. income ≈ HK$32,334/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$200,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,924
−HK$915/mo
▼ 0.25% · 3.875%
HK$17,378
−HK$461/mo
Today · 4.125%
HK$17,839
baseline
▲ 0.50% · 4.625%
HK$18,779
+HK$940/mo
Deposit HK$3.34M · loan HK$3.34M · min. income ≈ HK$35,678/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$200,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,256
−HK$1,144/mo
▼ 0.25% · 3.875%
HK$18,823
−HK$577/mo
Today · 4.125%
HK$19,400
baseline
▲ 0.50% · 4.625%
HK$20,581
+HK$1,181/mo
Deposit HK$2.67M · loan HK$4.00M · min. income ≈ HK$38,800/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$200,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,309
−HK$1,097/mo
▼ 0.25% · 3.875%
HK$20,854
−HK$552/mo
Today · 4.125%
HK$21,406
baseline
▲ 0.50% · 4.625%
HK$22,535
+HK$1,129/mo
Deposit HK$2.67M · loan HK$4.00M · min. income ≈ HK$42,812/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$200,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,298
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$21,961
−HK$673/mo
Today · 4.125%
HK$22,634
baseline
▲ 0.50% · 4.625%
HK$24,011
+HK$1,377/mo
Deposit HK$2.00M · loan HK$4.67M · min. income ≈ HK$45,268/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$200,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,694
−HK$1,280/mo
▼ 0.25% · 3.875%
HK$24,329
−HK$645/mo
Today · 4.125%
HK$24,974
baseline
▲ 0.50% · 4.625%
HK$26,290
+HK$1,316/mo
Deposit HK$2.00M · loan HK$4.67M · min. income ≈ HK$49,948/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$200,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,383
−HK$1,717/mo
▼ 0.25% · 3.875%
HK$28,235
−HK$865/mo
Today · 4.125%
HK$29,100
baseline
▲ 0.50% · 4.625%
HK$30,871
+HK$1,771/mo
Deposit HK$667K · loan HK$6.00M · min. income ≈ HK$58,200/mo (50% DSR)
Upfront cash ≈ HK$867K (deposit + AVD stamp duty HK$200,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,464
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$31,281
−HK$829/mo
Today · 4.125%
HK$32,110
baseline
▲ 0.50% · 4.625%
HK$33,802
+HK$1,692/mo
Deposit HK$667K · loan HK$6.00M · min. income ≈ HK$64,220/mo (50% DSR)
Upfront cash ≈ HK$867K (deposit + AVD stamp duty HK$200,148 · Scale 2, in force from 26 Feb 2026)