LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,215
−HK$954/mo
▼ 0.25% · 3.875%
HK$15,688
−HK$481/mo
Today · 4.125%
HK$16,169
baseline
▲ 0.50% · 4.625%
HK$17,153
+HK$984/mo
Deposit HK$3.34M · loan HK$3.34M · min. income ≈ HK$32,338/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$200,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,926
−HK$915/mo
▼ 0.25% · 3.875%
HK$17,380
−HK$461/mo
Today · 4.125%
HK$17,841
baseline
▲ 0.50% · 4.625%
HK$18,781
+HK$940/mo
Deposit HK$3.34M · loan HK$3.34M · min. income ≈ HK$35,682/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$200,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,258
−HK$1,144/mo
▼ 0.25% · 3.875%
HK$18,825
−HK$577/mo
Today · 4.125%
HK$19,402
baseline
▲ 0.50% · 4.625%
HK$20,583
+HK$1,181/mo
Deposit HK$2.67M · loan HK$4.00M · min. income ≈ HK$38,804/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$200,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,311
−HK$1,098/mo
▼ 0.25% · 3.875%
HK$20,856
−HK$553/mo
Today · 4.125%
HK$21,409
baseline
▲ 0.50% · 4.625%
HK$22,537
+HK$1,128/mo
Deposit HK$2.67M · loan HK$4.00M · min. income ≈ HK$42,818/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$200,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,300
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$21,963
−HK$673/mo
Today · 4.125%
HK$22,636
baseline
▲ 0.50% · 4.625%
HK$24,014
+HK$1,378/mo
Deposit HK$2.00M · loan HK$4.67M · min. income ≈ HK$45,272/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$200,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,697
−HK$1,280/mo
▼ 0.25% · 3.875%
HK$24,332
−HK$645/mo
Today · 4.125%
HK$24,977
baseline
▲ 0.50% · 4.625%
HK$26,293
+HK$1,316/mo
Deposit HK$2.00M · loan HK$4.67M · min. income ≈ HK$49,954/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$200,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,386
−HK$1,718/mo
▼ 0.25% · 3.875%
HK$28,238
−HK$866/mo
Today · 4.125%
HK$29,104
baseline
▲ 0.50% · 4.625%
HK$30,875
+HK$1,771/mo
Deposit HK$667K · loan HK$6.01M · min. income ≈ HK$58,208/mo (50% DSR)
Upfront cash ≈ HK$867K (deposit + AVD stamp duty HK$200,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,467
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$31,284
−HK$829/mo
Today · 4.125%
HK$32,113
baseline
▲ 0.50% · 4.625%
HK$33,806
+HK$1,693/mo
Deposit HK$667K · loan HK$6.01M · min. income ≈ HK$64,226/mo (50% DSR)
Upfront cash ≈ HK$867K (deposit + AVD stamp duty HK$200,170 · Scale 2, in force from 26 Feb 2026)