LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,216
−HK$954/mo
▼ 0.25% · 3.875%
HK$15,689
−HK$481/mo
Today · 4.125%
HK$16,170
baseline
▲ 0.50% · 4.625%
HK$17,154
+HK$984/mo
Deposit HK$3.34M · loan HK$3.34M · min. income ≈ HK$32,340/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$200,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,927
−HK$915/mo
▼ 0.25% · 3.875%
HK$17,381
−HK$461/mo
Today · 4.125%
HK$17,842
baseline
▲ 0.50% · 4.625%
HK$18,783
+HK$941/mo
Deposit HK$3.34M · loan HK$3.34M · min. income ≈ HK$35,684/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$200,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,259
−HK$1,145/mo
▼ 0.25% · 3.875%
HK$18,827
−HK$577/mo
Today · 4.125%
HK$19,404
baseline
▲ 0.50% · 4.625%
HK$20,585
+HK$1,181/mo
Deposit HK$2.67M · loan HK$4.00M · min. income ≈ HK$38,808/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$200,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,313
−HK$1,097/mo
▼ 0.25% · 3.875%
HK$20,858
−HK$552/mo
Today · 4.125%
HK$21,410
baseline
▲ 0.50% · 4.625%
HK$22,539
+HK$1,129/mo
Deposit HK$2.67M · loan HK$4.00M · min. income ≈ HK$42,820/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$200,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,302
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$21,965
−HK$673/mo
Today · 4.125%
HK$22,638
baseline
▲ 0.50% · 4.625%
HK$24,016
+HK$1,378/mo
Deposit HK$2.00M · loan HK$4.67M · min. income ≈ HK$45,276/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$200,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,698
−HK$1,281/mo
▼ 0.25% · 3.875%
HK$24,334
−HK$645/mo
Today · 4.125%
HK$24,979
baseline
▲ 0.50% · 4.625%
HK$26,296
+HK$1,317/mo
Deposit HK$2.00M · loan HK$4.67M · min. income ≈ HK$49,958/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$200,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,389
−HK$1,717/mo
▼ 0.25% · 3.875%
HK$28,240
−HK$866/mo
Today · 4.125%
HK$29,106
baseline
▲ 0.50% · 4.625%
HK$30,877
+HK$1,771/mo
Deposit HK$667K · loan HK$6.01M · min. income ≈ HK$58,212/mo (50% DSR)
Upfront cash ≈ HK$867K (deposit + AVD stamp duty HK$200,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,469
−HK$1,647/mo
▼ 0.25% · 3.875%
HK$31,287
−HK$829/mo
Today · 4.125%
HK$32,116
baseline
▲ 0.50% · 4.625%
HK$33,809
+HK$1,693/mo
Deposit HK$667K · loan HK$6.01M · min. income ≈ HK$64,232/mo (50% DSR)
Upfront cash ≈ HK$867K (deposit + AVD stamp duty HK$200,187 · Scale 2, in force from 26 Feb 2026)