LTV · monthly repayment
▼ 0.50% · 3.625%
HK$152,160
−HK$9,542/mo
▼ 0.25% · 3.875%
HK$156,893
−HK$4,809/mo
Today · 4.125%
HK$161,702
baseline
▲ 0.50% · 4.625%
HK$171,541
+HK$9,839/mo
Deposit HK$33.36M · loan HK$33.36M · min. income ≈ HK$323,404/mo (50% DSR)
Upfront cash ≈ HK$36.20M (deposit + AVD stamp duty HK$2,835,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,276
−HK$9,146/mo
▼ 0.25% · 3.875%
HK$173,816
−HK$4,606/mo
Today · 4.125%
HK$178,422
baseline
▲ 0.50% · 4.625%
HK$187,827
+HK$9,405/mo
Deposit HK$33.36M · loan HK$33.36M · min. income ≈ HK$356,844/mo (50% DSR)
Upfront cash ≈ HK$36.20M (deposit + AVD stamp duty HK$2,835,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,592
−HK$11,450/mo
▼ 0.25% · 3.875%
HK$188,271
−HK$5,771/mo
Today · 4.125%
HK$194,042
baseline
▲ 0.50% · 4.625%
HK$205,849
+HK$11,807/mo
Deposit HK$26.69M · loan HK$40.04M · min. income ≈ HK$388,084/mo (50% DSR)
Upfront cash ≈ HK$29.53M (deposit + AVD stamp duty HK$2,835,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,131
−HK$10,975/mo
▼ 0.25% · 3.875%
HK$208,579
−HK$5,527/mo
Today · 4.125%
HK$214,106
baseline
▲ 0.50% · 4.625%
HK$225,392
+HK$11,286/mo
Deposit HK$26.69M · loan HK$40.04M · min. income ≈ HK$428,212/mo (50% DSR)
Upfront cash ≈ HK$29.53M (deposit + AVD stamp duty HK$2,835,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,024
−HK$13,358/mo
▼ 0.25% · 3.875%
HK$219,650
−HK$6,732/mo
Today · 4.125%
HK$226,382
baseline
▲ 0.50% · 4.625%
HK$240,157
+HK$13,775/mo
Deposit HK$20.02M · loan HK$46.71M · min. income ≈ HK$452,764/mo (50% DSR)
Upfront cash ≈ HK$22.85M (deposit + AVD stamp duty HK$2,835,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,987
−HK$12,803/mo
▼ 0.25% · 3.875%
HK$243,343
−HK$6,447/mo
Today · 4.125%
HK$249,790
baseline
▲ 0.50% · 4.625%
HK$262,957
+HK$13,167/mo
Deposit HK$20.02M · loan HK$46.71M · min. income ≈ HK$499,580/mo (50% DSR)
Upfront cash ≈ HK$22.85M (deposit + AVD stamp duty HK$2,835,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,888
−HK$17,175/mo
▼ 0.25% · 3.875%
HK$282,407
−HK$8,656/mo
Today · 4.125%
HK$291,063
baseline
▲ 0.50% · 4.625%
HK$308,773
+HK$17,710/mo
Deposit HK$6.67M · loan HK$60.06M · min. income ≈ HK$582,126/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$2,835,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$304,697
−HK$16,462/mo
▼ 0.25% · 3.875%
HK$312,869
−HK$8,290/mo
Today · 4.125%
HK$321,159
baseline
▲ 0.50% · 4.625%
HK$338,088
+HK$16,929/mo
Deposit HK$6.67M · loan HK$60.06M · min. income ≈ HK$642,318/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$2,835,993 · Scale 2, in force from 26 Feb 2026)