LTV · monthly repayment
▼ 0.50% · 3.625%
HK$152,177
−HK$9,543/mo
▼ 0.25% · 3.875%
HK$156,910
−HK$4,810/mo
Today · 4.125%
HK$161,720
baseline
▲ 0.50% · 4.625%
HK$171,560
+HK$9,840/mo
Deposit HK$33.37M · loan HK$33.37M · min. income ≈ HK$323,440/mo (50% DSR)
Upfront cash ≈ HK$36.20M (deposit + AVD stamp duty HK$2,836,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,295
−HK$9,147/mo
▼ 0.25% · 3.875%
HK$173,836
−HK$4,606/mo
Today · 4.125%
HK$178,442
baseline
▲ 0.50% · 4.625%
HK$187,848
+HK$9,406/mo
Deposit HK$33.37M · loan HK$33.37M · min. income ≈ HK$356,884/mo (50% DSR)
Upfront cash ≈ HK$36.20M (deposit + AVD stamp duty HK$2,836,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,612
−HK$11,452/mo
▼ 0.25% · 3.875%
HK$188,293
−HK$5,771/mo
Today · 4.125%
HK$194,064
baseline
▲ 0.50% · 4.625%
HK$205,872
+HK$11,808/mo
Deposit HK$26.69M · loan HK$40.04M · min. income ≈ HK$388,128/mo (50% DSR)
Upfront cash ≈ HK$29.53M (deposit + AVD stamp duty HK$2,836,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,154
−HK$10,976/mo
▼ 0.25% · 3.875%
HK$208,603
−HK$5,527/mo
Today · 4.125%
HK$214,130
baseline
▲ 0.50% · 4.625%
HK$225,417
+HK$11,287/mo
Deposit HK$26.69M · loan HK$40.04M · min. income ≈ HK$428,260/mo (50% DSR)
Upfront cash ≈ HK$29.53M (deposit + AVD stamp duty HK$2,836,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,048
−HK$13,360/mo
▼ 0.25% · 3.875%
HK$219,675
−HK$6,733/mo
Today · 4.125%
HK$226,408
baseline
▲ 0.50% · 4.625%
HK$240,184
+HK$13,776/mo
Deposit HK$20.02M · loan HK$46.72M · min. income ≈ HK$452,816/mo (50% DSR)
Upfront cash ≈ HK$22.86M (deposit + AVD stamp duty HK$2,836,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,013
−HK$12,805/mo
▼ 0.25% · 3.875%
HK$243,370
−HK$6,448/mo
Today · 4.125%
HK$249,818
baseline
▲ 0.50% · 4.625%
HK$262,987
+HK$13,169/mo
Deposit HK$20.02M · loan HK$46.72M · min. income ≈ HK$499,636/mo (50% DSR)
Upfront cash ≈ HK$22.86M (deposit + AVD stamp duty HK$2,836,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,918
−HK$17,177/mo
▼ 0.25% · 3.875%
HK$282,439
−HK$8,656/mo
Today · 4.125%
HK$291,095
baseline
▲ 0.50% · 4.625%
HK$308,808
+HK$17,713/mo
Deposit HK$6.67M · loan HK$60.06M · min. income ≈ HK$582,190/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$2,836,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$304,731
−HK$16,464/mo
▼ 0.25% · 3.875%
HK$312,904
−HK$8,291/mo
Today · 4.125%
HK$321,195
baseline
▲ 0.50% · 4.625%
HK$338,126
+HK$16,931/mo
Deposit HK$6.67M · loan HK$60.06M · min. income ≈ HK$642,390/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$2,836,311 · Scale 2, in force from 26 Feb 2026)