LTV · monthly repayment
▼ 0.50% · 3.625%
HK$152,181
−HK$9,543/mo
▼ 0.25% · 3.875%
HK$156,914
−HK$4,810/mo
Today · 4.125%
HK$161,724
baseline
▲ 0.50% · 4.625%
HK$171,564
+HK$9,840/mo
Deposit HK$33.37M · loan HK$33.37M · min. income ≈ HK$323,448/mo (50% DSR)
Upfront cash ≈ HK$36.21M (deposit + AVD stamp duty HK$2,836,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,299
−HK$9,147/mo
▼ 0.25% · 3.875%
HK$173,840
−HK$4,606/mo
Today · 4.125%
HK$178,446
baseline
▲ 0.50% · 4.625%
HK$187,852
+HK$9,406/mo
Deposit HK$33.37M · loan HK$33.37M · min. income ≈ HK$356,892/mo (50% DSR)
Upfront cash ≈ HK$36.21M (deposit + AVD stamp duty HK$2,836,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,617
−HK$11,451/mo
▼ 0.25% · 3.875%
HK$188,297
−HK$5,771/mo
Today · 4.125%
HK$194,068
baseline
▲ 0.50% · 4.625%
HK$205,877
+HK$11,809/mo
Deposit HK$26.70M · loan HK$40.04M · min. income ≈ HK$388,136/mo (50% DSR)
Upfront cash ≈ HK$29.53M (deposit + AVD stamp duty HK$2,836,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,159
−HK$10,976/mo
▼ 0.25% · 3.875%
HK$208,608
−HK$5,527/mo
Today · 4.125%
HK$214,135
baseline
▲ 0.50% · 4.625%
HK$225,423
+HK$11,288/mo
Deposit HK$26.70M · loan HK$40.04M · min. income ≈ HK$428,270/mo (50% DSR)
Upfront cash ≈ HK$29.53M (deposit + AVD stamp duty HK$2,836,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,053
−HK$13,360/mo
▼ 0.25% · 3.875%
HK$219,680
−HK$6,733/mo
Today · 4.125%
HK$226,413
baseline
▲ 0.50% · 4.625%
HK$240,190
+HK$13,777/mo
Deposit HK$20.02M · loan HK$46.72M · min. income ≈ HK$452,826/mo (50% DSR)
Upfront cash ≈ HK$22.86M (deposit + AVD stamp duty HK$2,836,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,019
−HK$12,805/mo
▼ 0.25% · 3.875%
HK$243,376
−HK$6,448/mo
Today · 4.125%
HK$249,824
baseline
▲ 0.50% · 4.625%
HK$262,993
+HK$13,169/mo
Deposit HK$20.02M · loan HK$46.72M · min. income ≈ HK$499,648/mo (50% DSR)
Upfront cash ≈ HK$22.86M (deposit + AVD stamp duty HK$2,836,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,925
−HK$17,178/mo
▼ 0.25% · 3.875%
HK$282,446
−HK$8,657/mo
Today · 4.125%
HK$291,103
baseline
▲ 0.50% · 4.625%
HK$308,815
+HK$17,712/mo
Deposit HK$6.67M · loan HK$60.06M · min. income ≈ HK$582,206/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$2,836,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$304,739
−HK$16,464/mo
▼ 0.25% · 3.875%
HK$312,912
−HK$8,291/mo
Today · 4.125%
HK$321,203
baseline
▲ 0.50% · 4.625%
HK$338,134
+HK$16,931/mo
Deposit HK$6.67M · loan HK$60.06M · min. income ≈ HK$642,406/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$2,836,381 · Scale 2, in force from 26 Feb 2026)