LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,220
−HK$954/mo
▼ 0.25% · 3.875%
HK$15,693
−HK$481/mo
Today · 4.125%
HK$16,174
baseline
▲ 0.50% · 4.625%
HK$17,159
+HK$985/mo
Deposit HK$3.34M · loan HK$3.34M · min. income ≈ HK$32,348/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$200,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,932
−HK$915/mo
▼ 0.25% · 3.875%
HK$17,386
−HK$461/mo
Today · 4.125%
HK$17,847
baseline
▲ 0.50% · 4.625%
HK$18,788
+HK$941/mo
Deposit HK$3.34M · loan HK$3.34M · min. income ≈ HK$35,694/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$200,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,264
−HK$1,145/mo
▼ 0.25% · 3.875%
HK$18,832
−HK$577/mo
Today · 4.125%
HK$19,409
baseline
▲ 0.50% · 4.625%
HK$20,590
+HK$1,181/mo
Deposit HK$2.67M · loan HK$4.00M · min. income ≈ HK$38,818/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$200,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,319
−HK$1,097/mo
▼ 0.25% · 3.875%
HK$20,864
−HK$552/mo
Today · 4.125%
HK$21,416
baseline
▲ 0.50% · 4.625%
HK$22,545
+HK$1,129/mo
Deposit HK$2.67M · loan HK$4.00M · min. income ≈ HK$42,832/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$200,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,308
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$21,971
−HK$673/mo
Today · 4.125%
HK$22,644
baseline
▲ 0.50% · 4.625%
HK$24,022
+HK$1,378/mo
Deposit HK$2.00M · loan HK$4.67M · min. income ≈ HK$45,288/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$200,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,705
−HK$1,281/mo
▼ 0.25% · 3.875%
HK$24,341
−HK$645/mo
Today · 4.125%
HK$24,986
baseline
▲ 0.50% · 4.625%
HK$26,303
+HK$1,317/mo
Deposit HK$2.00M · loan HK$4.67M · min. income ≈ HK$49,972/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$200,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,396
−HK$1,718/mo
▼ 0.25% · 3.875%
HK$28,248
−HK$866/mo
Today · 4.125%
HK$29,114
baseline
▲ 0.50% · 4.625%
HK$30,886
+HK$1,772/mo
Deposit HK$667K · loan HK$6.01M · min. income ≈ HK$58,228/mo (50% DSR)
Upfront cash ≈ HK$868K (deposit + AVD stamp duty HK$200,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,478
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$31,295
−HK$829/mo
Today · 4.125%
HK$32,124
baseline
▲ 0.50% · 4.625%
HK$33,818
+HK$1,694/mo
Deposit HK$667K · loan HK$6.01M · min. income ≈ HK$64,248/mo (50% DSR)
Upfront cash ≈ HK$868K (deposit + AVD stamp duty HK$200,242 · Scale 2, in force from 26 Feb 2026)