LTV · monthly repayment
▼ 0.50% · 3.625%
HK$152,211
−HK$9,545/mo
▼ 0.25% · 3.875%
HK$156,945
−HK$4,811/mo
Today · 4.125%
HK$161,756
baseline
▲ 0.50% · 4.625%
HK$171,598
+HK$9,842/mo
Deposit HK$33.38M · loan HK$33.38M · min. income ≈ HK$323,512/mo (50% DSR)
Upfront cash ≈ HK$36.21M (deposit + AVD stamp duty HK$2,836,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,333
−HK$9,149/mo
▼ 0.25% · 3.875%
HK$173,874
−HK$4,608/mo
Today · 4.125%
HK$178,482
baseline
▲ 0.50% · 4.625%
HK$187,890
+HK$9,408/mo
Deposit HK$33.38M · loan HK$33.38M · min. income ≈ HK$356,964/mo (50% DSR)
Upfront cash ≈ HK$36.21M (deposit + AVD stamp duty HK$2,836,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,653
−HK$11,454/mo
▼ 0.25% · 3.875%
HK$188,335
−HK$5,772/mo
Today · 4.125%
HK$194,107
baseline
▲ 0.50% · 4.625%
HK$205,918
+HK$11,811/mo
Deposit HK$26.70M · loan HK$40.05M · min. income ≈ HK$388,214/mo (50% DSR)
Upfront cash ≈ HK$29.54M (deposit + AVD stamp duty HK$2,836,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,200
−HK$10,978/mo
▼ 0.25% · 3.875%
HK$208,649
−HK$5,529/mo
Today · 4.125%
HK$214,178
baseline
▲ 0.50% · 4.625%
HK$225,467
+HK$11,289/mo
Deposit HK$26.70M · loan HK$40.05M · min. income ≈ HK$428,356/mo (50% DSR)
Upfront cash ≈ HK$29.54M (deposit + AVD stamp duty HK$2,836,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,095
−HK$13,363/mo
▼ 0.25% · 3.875%
HK$219,724
−HK$6,734/mo
Today · 4.125%
HK$226,458
baseline
▲ 0.50% · 4.625%
HK$240,238
+HK$13,780/mo
Deposit HK$20.03M · loan HK$46.73M · min. income ≈ HK$452,916/mo (50% DSR)
Upfront cash ≈ HK$22.86M (deposit + AVD stamp duty HK$2,836,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,066
−HK$12,808/mo
▼ 0.25% · 3.875%
HK$243,424
−HK$6,450/mo
Today · 4.125%
HK$249,874
baseline
▲ 0.50% · 4.625%
HK$263,045
+HK$13,171/mo
Deposit HK$20.03M · loan HK$46.73M · min. income ≈ HK$499,748/mo (50% DSR)
Upfront cash ≈ HK$22.86M (deposit + AVD stamp duty HK$2,836,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,979
−HK$17,181/mo
▼ 0.25% · 3.875%
HK$282,502
−HK$8,658/mo
Today · 4.125%
HK$291,160
baseline
▲ 0.50% · 4.625%
HK$308,877
+HK$17,717/mo
Deposit HK$6.68M · loan HK$60.08M · min. income ≈ HK$582,320/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$2,836,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$304,799
−HK$16,468/mo
▼ 0.25% · 3.875%
HK$312,974
−HK$8,293/mo
Today · 4.125%
HK$321,267
baseline
▲ 0.50% · 4.625%
HK$338,201
+HK$16,934/mo
Deposit HK$6.68M · loan HK$60.08M · min. income ≈ HK$642,534/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$2,836,944 · Scale 2, in force from 26 Feb 2026)