LTV · monthly repayment
▼ 0.50% · 3.625%
HK$152,235
−HK$9,546/mo
▼ 0.25% · 3.875%
HK$156,970
−HK$4,811/mo
Today · 4.125%
HK$161,781
baseline
▲ 0.50% · 4.625%
HK$171,626
+HK$9,845/mo
Deposit HK$33.38M · loan HK$33.38M · min. income ≈ HK$323,562/mo (50% DSR)
Upfront cash ≈ HK$36.22M (deposit + AVD stamp duty HK$2,837,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,360
−HK$9,150/mo
▼ 0.25% · 3.875%
HK$173,902
−HK$4,608/mo
Today · 4.125%
HK$178,510
baseline
▲ 0.50% · 4.625%
HK$187,919
+HK$9,409/mo
Deposit HK$33.38M · loan HK$33.38M · min. income ≈ HK$357,020/mo (50% DSR)
Upfront cash ≈ HK$36.22M (deposit + AVD stamp duty HK$2,837,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,682
−HK$11,456/mo
▼ 0.25% · 3.875%
HK$188,364
−HK$5,774/mo
Today · 4.125%
HK$194,138
baseline
▲ 0.50% · 4.625%
HK$205,951
+HK$11,813/mo
Deposit HK$26.70M · loan HK$40.06M · min. income ≈ HK$388,276/mo (50% DSR)
Upfront cash ≈ HK$29.54M (deposit + AVD stamp duty HK$2,837,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,232
−HK$10,980/mo
▼ 0.25% · 3.875%
HK$208,682
−HK$5,530/mo
Today · 4.125%
HK$214,212
baseline
▲ 0.50% · 4.625%
HK$225,503
+HK$11,291/mo
Deposit HK$26.70M · loan HK$40.06M · min. income ≈ HK$428,424/mo (50% DSR)
Upfront cash ≈ HK$29.54M (deposit + AVD stamp duty HK$2,837,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,129
−HK$13,365/mo
▼ 0.25% · 3.875%
HK$219,759
−HK$6,735/mo
Today · 4.125%
HK$226,494
baseline
▲ 0.50% · 4.625%
HK$240,276
+HK$13,782/mo
Deposit HK$20.03M · loan HK$46.73M · min. income ≈ HK$452,988/mo (50% DSR)
Upfront cash ≈ HK$22.87M (deposit + AVD stamp duty HK$2,837,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,104
−HK$12,810/mo
▼ 0.25% · 3.875%
HK$243,463
−HK$6,451/mo
Today · 4.125%
HK$249,914
baseline
▲ 0.50% · 4.625%
HK$263,087
+HK$13,173/mo
Deposit HK$20.03M · loan HK$46.73M · min. income ≈ HK$499,828/mo (50% DSR)
Upfront cash ≈ HK$22.87M (deposit + AVD stamp duty HK$2,837,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$274,023
−HK$17,184/mo
▼ 0.25% · 3.875%
HK$282,547
−HK$8,660/mo
Today · 4.125%
HK$291,207
baseline
▲ 0.50% · 4.625%
HK$308,926
+HK$17,719/mo
Deposit HK$6.68M · loan HK$60.09M · min. income ≈ HK$582,414/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$2,837,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$304,848
−HK$16,470/mo
▼ 0.25% · 3.875%
HK$313,024
−HK$8,294/mo
Today · 4.125%
HK$321,318
baseline
▲ 0.50% · 4.625%
HK$338,255
+HK$16,937/mo
Deposit HK$6.68M · loan HK$60.09M · min. income ≈ HK$642,636/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$2,837,395 · Scale 2, in force from 26 Feb 2026)