LTV · monthly repayment
▼ 0.50% · 3.625%
HK$152,287
−HK$9,550/mo
▼ 0.25% · 3.875%
HK$157,024
−HK$4,813/mo
Today · 4.125%
HK$161,837
baseline
▲ 0.50% · 4.625%
HK$171,684
+HK$9,847/mo
Deposit HK$33.39M · loan HK$33.39M · min. income ≈ HK$323,674/mo (50% DSR)
Upfront cash ≈ HK$36.23M (deposit + AVD stamp duty HK$2,838,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,418
−HK$9,153/mo
▼ 0.25% · 3.875%
HK$173,961
−HK$4,610/mo
Today · 4.125%
HK$178,571
baseline
▲ 0.50% · 4.625%
HK$187,984
+HK$9,413/mo
Deposit HK$33.39M · loan HK$33.39M · min. income ≈ HK$357,142/mo (50% DSR)
Upfront cash ≈ HK$36.23M (deposit + AVD stamp duty HK$2,838,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,744
−HK$11,460/mo
▼ 0.25% · 3.875%
HK$188,429
−HK$5,775/mo
Today · 4.125%
HK$194,204
baseline
▲ 0.50% · 4.625%
HK$206,021
+HK$11,817/mo
Deposit HK$26.71M · loan HK$40.07M · min. income ≈ HK$388,408/mo (50% DSR)
Upfront cash ≈ HK$29.55M (deposit + AVD stamp duty HK$2,838,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,301
−HK$10,984/mo
▼ 0.25% · 3.875%
HK$208,754
−HK$5,531/mo
Today · 4.125%
HK$214,285
baseline
▲ 0.50% · 4.625%
HK$225,580
+HK$11,295/mo
Deposit HK$26.71M · loan HK$40.07M · min. income ≈ HK$428,570/mo (50% DSR)
Upfront cash ≈ HK$29.55M (deposit + AVD stamp duty HK$2,838,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,202
−HK$13,369/mo
▼ 0.25% · 3.875%
HK$219,834
−HK$6,737/mo
Today · 4.125%
HK$226,571
baseline
▲ 0.50% · 4.625%
HK$240,358
+HK$13,787/mo
Deposit HK$20.04M · loan HK$46.75M · min. income ≈ HK$453,142/mo (50% DSR)
Upfront cash ≈ HK$22.87M (deposit + AVD stamp duty HK$2,838,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,185
−HK$12,814/mo
▼ 0.25% · 3.875%
HK$243,546
−HK$6,453/mo
Today · 4.125%
HK$249,999
baseline
▲ 0.50% · 4.625%
HK$263,177
+HK$13,178/mo
Deposit HK$20.04M · loan HK$46.75M · min. income ≈ HK$499,998/mo (50% DSR)
Upfront cash ≈ HK$22.87M (deposit + AVD stamp duty HK$2,838,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$274,117
−HK$17,189/mo
▼ 0.25% · 3.875%
HK$282,643
−HK$8,663/mo
Today · 4.125%
HK$291,306
baseline
▲ 0.50% · 4.625%
HK$309,031
+HK$17,725/mo
Deposit HK$6.68M · loan HK$60.11M · min. income ≈ HK$582,612/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$2,838,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$304,952
−HK$16,476/mo
▼ 0.25% · 3.875%
HK$313,131
−HK$8,297/mo
Today · 4.125%
HK$321,428
baseline
▲ 0.50% · 4.625%
HK$338,371
+HK$16,943/mo
Deposit HK$6.68M · loan HK$60.11M · min. income ≈ HK$642,856/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$2,838,365 · Scale 2, in force from 26 Feb 2026)