LTV · monthly repayment
▼ 0.50% · 3.625%
HK$152,300
−HK$9,551/mo
▼ 0.25% · 3.875%
HK$157,038
−HK$4,813/mo
Today · 4.125%
HK$161,851
baseline
▲ 0.50% · 4.625%
HK$171,699
+HK$9,848/mo
Deposit HK$33.40M · loan HK$33.40M · min. income ≈ HK$323,702/mo (50% DSR)
Upfront cash ≈ HK$36.23M (deposit + AVD stamp duty HK$2,838,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,433
−HK$9,154/mo
▼ 0.25% · 3.875%
HK$173,977
−HK$4,610/mo
Today · 4.125%
HK$178,587
baseline
▲ 0.50% · 4.625%
HK$188,000
+HK$9,413/mo
Deposit HK$33.40M · loan HK$33.40M · min. income ≈ HK$357,174/mo (50% DSR)
Upfront cash ≈ HK$36.23M (deposit + AVD stamp duty HK$2,838,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,761
−HK$11,460/mo
▼ 0.25% · 3.875%
HK$188,445
−HK$5,776/mo
Today · 4.125%
HK$194,221
baseline
▲ 0.50% · 4.625%
HK$206,039
+HK$11,818/mo
Deposit HK$26.72M · loan HK$40.07M · min. income ≈ HK$388,442/mo (50% DSR)
Upfront cash ≈ HK$29.55M (deposit + AVD stamp duty HK$2,838,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,319
−HK$10,985/mo
▼ 0.25% · 3.875%
HK$208,772
−HK$5,532/mo
Today · 4.125%
HK$214,304
baseline
▲ 0.50% · 4.625%
HK$225,600
+HK$11,296/mo
Deposit HK$26.72M · loan HK$40.07M · min. income ≈ HK$428,608/mo (50% DSR)
Upfront cash ≈ HK$29.55M (deposit + AVD stamp duty HK$2,838,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,221
−HK$13,370/mo
▼ 0.25% · 3.875%
HK$219,853
−HK$6,738/mo
Today · 4.125%
HK$226,591
baseline
▲ 0.50% · 4.625%
HK$240,379
+HK$13,788/mo
Deposit HK$20.04M · loan HK$46.75M · min. income ≈ HK$453,182/mo (50% DSR)
Upfront cash ≈ HK$22.88M (deposit + AVD stamp duty HK$2,838,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,206
−HK$12,815/mo
▼ 0.25% · 3.875%
HK$243,568
−HK$6,453/mo
Today · 4.125%
HK$250,021
baseline
▲ 0.50% · 4.625%
HK$263,200
+HK$13,179/mo
Deposit HK$20.04M · loan HK$46.75M · min. income ≈ HK$500,042/mo (50% DSR)
Upfront cash ≈ HK$22.88M (deposit + AVD stamp duty HK$2,838,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$274,141
−HK$17,191/mo
▼ 0.25% · 3.875%
HK$282,668
−HK$8,664/mo
Today · 4.125%
HK$291,332
baseline
▲ 0.50% · 4.625%
HK$309,059
+HK$17,727/mo
Deposit HK$6.68M · loan HK$60.11M · min. income ≈ HK$582,664/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$2,838,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$304,979
−HK$16,477/mo
▼ 0.25% · 3.875%
HK$313,158
−HK$8,298/mo
Today · 4.125%
HK$321,456
baseline
▲ 0.50% · 4.625%
HK$338,400
+HK$16,944/mo
Deposit HK$6.68M · loan HK$60.11M · min. income ≈ HK$642,912/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$2,838,615 · Scale 2, in force from 26 Feb 2026)